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United Bancorp Of Alabama (United Bancorp Of Alabama) Shiller PE Ratio : 16.55 (As of May. 22, 2024)


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What is United Bancorp Of Alabama Shiller PE Ratio?

As of today (2024-05-22), United Bancorp Of Alabama's current share price is $48.9999. United Bancorp Of Alabama's E10 for the quarter that ended in Mar. 2024 was $2.96. United Bancorp Of Alabama's Shiller PE Ratio for today is 16.55.

The historical rank and industry rank for United Bancorp Of Alabama's Shiller PE Ratio or its related term are showing as below:

UBAB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 13.78   Med: 20.1   Max: 28.87
Current: 16.55

During the past years, United Bancorp Of Alabama's highest Shiller PE Ratio was 28.87. The lowest was 13.78. And the median was 20.10.

UBAB's Shiller PE Ratio is ranked worse than
82.28% of 1140 companies
in the Banks industry
Industry Median: 10.345 vs UBAB: 16.55

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

United Bancorp Of Alabama's adjusted earnings per share data for the three months ended in Mar. 2024 was $1.750. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.96 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


United Bancorp Of Alabama Shiller PE Ratio Historical Data

The historical data trend for United Bancorp Of Alabama's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bancorp Of Alabama Shiller PE Ratio Chart

United Bancorp Of Alabama Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.06 21.22 20.34 18.68 15.31

United Bancorp Of Alabama Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.76 17.78 15.70 15.31 14.19

Competitive Comparison of United Bancorp Of Alabama's Shiller PE Ratio

For the Banks - Regional subindustry, United Bancorp Of Alabama's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bancorp Of Alabama's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bancorp Of Alabama's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where United Bancorp Of Alabama's Shiller PE Ratio falls into.



United Bancorp Of Alabama Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

United Bancorp Of Alabama's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=48.9999/2.96
=16.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Of Alabama's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, United Bancorp Of Alabama's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.75/131.7762*131.7762
=1.750

Current CPI (Mar. 2024) = 131.7762.

United Bancorp Of Alabama Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200803 0.135 90.090 0.197
200806 0.096 92.320 0.137
200809 0.038 92.307 0.054
200812 -0.036 88.697 -0.053
200903 0.049 89.744 0.072
200906 -0.496 91.003 -0.718
200909 -0.360 91.120 -0.521
200912 -0.933 91.111 -1.349
201003 0.088 91.821 0.126
201006 0.000 91.962 0.000
201009 -0.773 92.162 -1.105
201012 0.314 92.474 0.447
201103 0.070 94.283 0.098
201106 0.129 95.235 0.178
201109 0.079 95.727 0.109
201112 0.242 95.213 0.335
201203 0.100 96.783 0.136
201809 0.650 106.507 0.804
201812 0.640 105.998 0.796
201903 0.670 107.251 0.823
201906 0.670 108.070 0.817
201909 0.880 108.329 1.070
201912 0.610 108.420 0.741
202003 0.640 108.902 0.774
202006 1.600 108.767 1.938
202009 0.620 109.815 0.744
202012 0.360 109.897 0.432
202103 0.960 111.754 1.132
202106 2.220 114.631 2.552
202109 0.890 115.734 1.013
202112 0.800 117.630 0.896
202203 0.760 121.301 0.826
202206 1.360 125.017 1.434
202209 1.580 125.227 1.663
202212 1.430 125.222 1.505
202303 1.870 127.348 1.935
202306 2.020 128.729 2.068
202309 1.990 129.860 2.019
202312 2.930 129.419 2.983
202403 1.750 131.776 1.750

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


United Bancorp Of Alabama  (OTCPK:UBAB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


United Bancorp Of Alabama Shiller PE Ratio Related Terms

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United Bancorp Of Alabama (United Bancorp Of Alabama) Business Description

Traded in Other Exchanges
N/A
Address
200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company, which offers a broad range of banking services. The company serves the areas of Baldwin, Escambia, and Monroe Counties, Alabama, and Santa Rosa County, Florida. Some of its services include Personal Loans; Visa Credit Cards; Online/Mobile Banking; Safe Deposit Boxes and others.
Executives
Leslie H Cunningham director P O BOX 8, ATMORE AL 36502
Richard King Maxwell director P O BOX 8, ATMORE AL 36502
Dale M Ash director P.O. DRAWER 8, ATMORE AL 36504
Allen Jr Jones officer: CFO & Treasurer P O BOX 8, ATMORE AL 365074
John Wayne Trawick director P O BOX 8, ATMORE AL 36502
Jones Robert R Iii director, officer: President P.O. DRAWER 8, ATMORE AL 36504
William J Justice director P.O. DRAWER 8, ATMORE AL 36504
L Walter Crim director P.O. DRAWER 8, ATMORE AL 36504
David D Swift director, officer: Secretary P.O. DRAWER 8, ATMORE AL 36504
Michael R Andreoli director P.O. DRAWER 8, ATMORE AL 36504
William C Grissett director P.O. DRAWER 8, ATMORE AL 36504