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United Bancorp Of Alabama (United Bancorp Of Alabama) Debt-to-Equity : 0.16 (As of Mar. 2024)


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What is United Bancorp Of Alabama Debt-to-Equity?

United Bancorp Of Alabama's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $0.00 Mil. United Bancorp Of Alabama's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $40.46 Mil. United Bancorp Of Alabama's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $253.21 Mil. United Bancorp Of Alabama's debt to equity for the quarter that ended in Mar. 2024 was 0.16.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for United Bancorp Of Alabama's Debt-to-Equity or its related term are showing as below:

UBAB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.08   Med: 0.21   Max: 0.34
Current: 0.16

During the past 13 years, the highest Debt-to-Equity Ratio of United Bancorp Of Alabama was 0.34. The lowest was 0.08. And the median was 0.21.

UBAB's Debt-to-Equity is ranked better than
85.52% of 1395 companies
in the Banks industry
Industry Median: 0.65 vs UBAB: 0.16

United Bancorp Of Alabama Debt-to-Equity Historical Data

The historical data trend for United Bancorp Of Alabama's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bancorp Of Alabama Debt-to-Equity Chart

United Bancorp Of Alabama Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.21 0.21 0.09 0.16

United Bancorp Of Alabama Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.18 0.16 0.16

Competitive Comparison of United Bancorp Of Alabama's Debt-to-Equity

For the Banks - Regional subindustry, United Bancorp Of Alabama's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bancorp Of Alabama's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bancorp Of Alabama's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where United Bancorp Of Alabama's Debt-to-Equity falls into.



United Bancorp Of Alabama Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

United Bancorp Of Alabama's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

United Bancorp Of Alabama's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Bancorp Of Alabama  (OTCPK:UBAB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


United Bancorp Of Alabama Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of United Bancorp Of Alabama's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


United Bancorp Of Alabama (United Bancorp Of Alabama) Business Description

Traded in Other Exchanges
N/A
Address
200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company, which offers a broad range of banking services. The company serves the areas of Baldwin, Escambia, and Monroe Counties, Alabama, and Santa Rosa County, Florida. Some of its services include Personal Loans; Visa Credit Cards; Online/Mobile Banking; Safe Deposit Boxes and others.
Executives
Leslie H Cunningham director P O BOX 8, ATMORE AL 36502
Richard King Maxwell director P O BOX 8, ATMORE AL 36502
Dale M Ash director P.O. DRAWER 8, ATMORE AL 36504
Allen Jr Jones officer: CFO & Treasurer P O BOX 8, ATMORE AL 365074
John Wayne Trawick director P O BOX 8, ATMORE AL 36502
Jones Robert R Iii director, officer: President P.O. DRAWER 8, ATMORE AL 36504
William J Justice director P.O. DRAWER 8, ATMORE AL 36504
L Walter Crim director P.O. DRAWER 8, ATMORE AL 36504
David D Swift director, officer: Secretary P.O. DRAWER 8, ATMORE AL 36504
Michael R Andreoli director P.O. DRAWER 8, ATMORE AL 36504
William C Grissett director P.O. DRAWER 8, ATMORE AL 36504