GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » United Bancorp Of Alabama Inc (OTCPK:UBAB) » Definitions » Capital Adequacy Tier - Leverage Ratio %

United Bancorp Of Alabama (United Bancorp Of Alabama) Capital Adequacy Tier - Leverage Ratio % : 19.16% (As of Mar. 2024)


View and export this data going back to 2004. Start your Free Trial

What is United Bancorp Of Alabama Capital Adequacy Tier - Leverage Ratio %?

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

United Bancorp Of Alabama's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Mar. 2024 was 19.16% , which is lower than 19.19% for the pervious quarter ended in Sep. 2023.

United Bancorp Of Alabama's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2023 was 12.48% , which is lower than 18.00% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for United Bancorp Of Alabama's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

UBAB's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

United Bancorp Of Alabama Capital Adequacy Tier - Leverage Ratio % Historical Data

The historical data trend for United Bancorp Of Alabama's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bancorp Of Alabama Capital Adequacy Tier - Leverage Ratio % Chart

United Bancorp Of Alabama Annual Data
Trend Dec22 Dec23
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial

United Bancorp Of AlabamaQuarterly Data
Trend Mar19 Sep19 Mar20 Jun22 Sep22 Mar23 Jun23 Sep23 Mar24
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of United Bancorp Of Alabama's Capital Adequacy Tier - Leverage Ratio %

For the Banks - Regional subindustry, United Bancorp Of Alabama's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bancorp Of Alabama  (OTCPK:UBAB) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Bancorp Of Alabama  (OTCPK:UBAB) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


United Bancorp Of Alabama Capital Adequacy Tier - Leverage Ratio % Related Terms

Thank you for viewing the detailed overview of United Bancorp Of Alabama's Capital Adequacy Tier - Leverage Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


United Bancorp Of Alabama (United Bancorp Of Alabama) Business Description

Industry
Traded in Other Exchanges
N/A
Address
200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company, which offers a broad range of banking services. The company serves the areas of Baldwin, Escambia, and Monroe Counties, Alabama, and Santa Rosa County, Florida. Some of its services include Personal Loans; Visa Credit Cards; Online/Mobile Banking; Safe Deposit Boxes and others.
Executives
Leslie H Cunningham director P O BOX 8, ATMORE AL 36502
Richard King Maxwell director P O BOX 8, ATMORE AL 36502
Dale M Ash director P.O. DRAWER 8, ATMORE AL 36504
Allen Jr Jones officer: CFO & Treasurer P O BOX 8, ATMORE AL 365074
John Wayne Trawick director P O BOX 8, ATMORE AL 36502
Jones Robert R Iii director, officer: President P.O. DRAWER 8, ATMORE AL 36504
William J Justice director P.O. DRAWER 8, ATMORE AL 36504
L Walter Crim director P.O. DRAWER 8, ATMORE AL 36504
David D Swift director, officer: Secretary P.O. DRAWER 8, ATMORE AL 36504
Michael R Andreoli director P.O. DRAWER 8, ATMORE AL 36504
William C Grissett director P.O. DRAWER 8, ATMORE AL 36504