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United Bancorp Of Alabama (United Bancorp Of Alabama) Cyclically Adjusted PS Ratio : 3.39 (As of Jun. 04, 2024)


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What is United Bancorp Of Alabama Cyclically Adjusted PS Ratio?

As of today (2024-06-04), United Bancorp Of Alabama's current share price is $47.80. United Bancorp Of Alabama's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $14.10. United Bancorp Of Alabama's Cyclically Adjusted PS Ratio for today is 3.39.

The historical rank and industry rank for United Bancorp Of Alabama's Cyclically Adjusted PS Ratio or its related term are showing as below:

UBAB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.9   Med: 2.73   Max: 3.54
Current: 3.39

During the past years, United Bancorp Of Alabama's highest Cyclically Adjusted PS Ratio was 3.54. The lowest was 1.90. And the median was 2.73.

UBAB's Cyclically Adjusted PS Ratio is ranked worse than
73.5% of 1185 companies
in the Banks industry
Industry Median: 2.38 vs UBAB: 3.39

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

United Bancorp Of Alabama's adjusted revenue per share data for the three months ended in Mar. 2024 was $4.835. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $14.10 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


United Bancorp Of Alabama Cyclically Adjusted PS Ratio Historical Data

The historical data trend for United Bancorp Of Alabama's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bancorp Of Alabama Cyclically Adjusted PS Ratio Chart

United Bancorp Of Alabama Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.89 2.24 2.69 2.88 3.05

United Bancorp Of Alabama Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.06 3.09 2.89 3.05 2.98

Competitive Comparison of United Bancorp Of Alabama's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, United Bancorp Of Alabama's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bancorp Of Alabama's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bancorp Of Alabama's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where United Bancorp Of Alabama's Cyclically Adjusted PS Ratio falls into.



United Bancorp Of Alabama Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

United Bancorp Of Alabama's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=47.80/14.1
=3.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Of Alabama's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, United Bancorp Of Alabama's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=4.835/131.7762*131.7762
=4.835

Current CPI (Mar. 2024) = 131.7762.

United Bancorp Of Alabama Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200803 1.936 90.090 2.832
200806 1.975 92.320 2.819
200809 2.090 92.307 2.984
200812 1.923 88.697 2.857
200903 1.874 89.744 2.752
200906 2.024 91.003 2.931
200909 1.987 91.120 2.874
200912 2.047 91.111 2.961
201003 2.033 91.821 2.918
201006 2.131 91.962 3.054
201009 2.339 92.162 3.344
201012 2.123 92.474 3.025
201103 1.971 94.283 2.755
201106 2.059 95.235 2.849
201109 2.578 95.727 3.549
201112 2.285 95.213 3.162
201203 2.017 96.783 2.746
201809 3.013 106.507 3.728
201812 1.813 105.998 2.254
201903 3.097 107.251 3.805
201906 2.440 108.070 2.975
201909 2.720 108.329 3.309
201912 2.136 108.420 2.596
202003 2.563 108.902 3.101
202006 3.789 108.767 4.591
202009 2.604 109.815 3.125
202012 1.920 109.897 2.302
202103 2.831 111.754 3.338
202106 4.697 114.631 5.400
202109 3.631 115.734 4.134
202112 2.447 117.630 2.741
202203 3.035 121.301 3.297
202206 4.020 125.017 4.237
202209 4.250 125.227 4.472
202212 3.987 125.222 4.196
202303 4.734 127.348 4.899
202306 5.003 128.729 5.121
202309 5.093 129.860 5.168
202312 6.850 129.419 6.975
202403 4.835 131.776 4.835

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


United Bancorp Of Alabama  (OTCPK:UBAB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


United Bancorp Of Alabama Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of United Bancorp Of Alabama's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


United Bancorp Of Alabama (United Bancorp Of Alabama) Business Description

Traded in Other Exchanges
N/A
Address
200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company, which offers a broad range of banking services. The company serves the areas of Baldwin, Escambia, and Monroe Counties, Alabama, and Santa Rosa County, Florida. Some of its services include Personal Loans; Visa Credit Cards; Online/Mobile Banking; Safe Deposit Boxes and others.
Executives
Leslie H Cunningham director P O BOX 8, ATMORE AL 36502
Richard King Maxwell director P O BOX 8, ATMORE AL 36502
Dale M Ash director P.O. DRAWER 8, ATMORE AL 36504
Allen Jr Jones officer: CFO & Treasurer P O BOX 8, ATMORE AL 365074
John Wayne Trawick director P O BOX 8, ATMORE AL 36502
Jones Robert R Iii director, officer: President P.O. DRAWER 8, ATMORE AL 36504
William J Justice director P.O. DRAWER 8, ATMORE AL 36504
L Walter Crim director P.O. DRAWER 8, ATMORE AL 36504
David D Swift director, officer: Secretary P.O. DRAWER 8, ATMORE AL 36504
Michael R Andreoli director P.O. DRAWER 8, ATMORE AL 36504
William C Grissett director P.O. DRAWER 8, ATMORE AL 36504