Investar Holding Corp is a us-based financial holding company. Through its subsidiaries, it offers a variety of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses, as well as loans to individuals. It has business operations spread across the United States and serves its customers through several service branches. The bank also offers cashiers' checks, direct deposit of payroll and Social Security checks, night depository, bank-by-mail, automated teller machines with deposit automation, and debit cards.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.14
Equity-to-Asset	0.08
Debt-to-Equity	1.34
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.19	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	2
	3-Year EPS without NRI Growth Rate	10.2
	3-Year FCF Growth Rate	39.9
	3-Year Book Growth Rate	0.5

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	91.44
	9-Day RSI	79.47
	14-Day RSI	69.37
	6-1 Month Momentum %	72.57
	12-1 Month Momentum %	21.91

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.4
	Dividend Payout Ratio	0.23
	3-Year Dividend Growth Rate	16.5
	Forward Dividend Yield %	2.4
	5-Year Yield-on-Cost %	5.54
	3-Year Average Share Buyback Ratio	2.8
	Shareholder Yield %	0.76

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	22.02
	FCF Margin %	31.54
	ROE %	7.99
	ROA %	0.63
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	9.33
	Forward PE Ratio	11.93
	PE Ratio without NRI	9.44
	Shiller PE Ratio	10.25
	Price-to-Owner-Earnings	6.97
	PEG Ratio	3.26
	PS Ratio	2.07
	PB Ratio	0.72
	Price-to-Tangible-Book	0.88
	Price-to-Free-Cash-Flow	6.6
	Price-to-Operating-Cash-Flow	6.34
	EV-to-Revenue	5.34
	EV-to-Forward-Revenue	5.73
	EV-to-FCF	16.92
	Price-to-Projected-FCF	0.39
	Price-to-DCF (Earnings Based)	0.55
	Price-to-DCF (FCF Based)	0.21
	Price-to-Median-PS-Value	0.66
	Price-to-Graham-Number	0.61
	FCF Yield %	15.41
	Forward Rate of Return (Yacktman) %	15.26

GF Value: $17.24

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