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United Bancorp Of Alabama (United Bancorp Of Alabama) Margin of Safety % (DCF Earnings Based) : 80.79% (As of Jun. 04, 2024)


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What is United Bancorp Of Alabama Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2024-06-04), United Bancorp Of Alabama's Predictability Rank is 4.5-Stars. United Bancorp Of Alabama's intrinsic value calculated from the Discounted Earnings model is $248.87 and current share price is $47.80. Consequently,

United Bancorp Of Alabama's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 80.79%.

Competitive Comparison of United Bancorp Of Alabama's Margin of Safety % (DCF Earnings Based)

For the Banks - Regional subindustry, United Bancorp Of Alabama's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Bancorp Of Alabama's Margin of Safety % (DCF Earnings Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bancorp Of Alabama's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where United Bancorp Of Alabama's Margin of Safety % (DCF Earnings Based) falls into.


United Bancorp Of Alabama Margin of Safety % (DCF Earnings Based) Calculation

United Bancorp Of Alabama's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(248.87-47.80)/248.87
=80.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

United Bancorp Of Alabama Margin of Safety % (DCF Earnings Based) Related Terms

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United Bancorp Of Alabama (United Bancorp Of Alabama) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » United Bancorp Of Alabama Inc (OTCPK:UBAB) » Definitions » Margin of Safety % (DCF Earnings Based)
Comparable Companies
CMRB ISTR LYBC OAKC UBFO FNWB CWBC FRAF MRBK FGBI NSE:HDFCBANK SHSE:600036 SAU:1120 NSE:ICICIBANK XPAR:BNP ISX:BBCA NSE:SBIN USB MIC:SBER SGX:D05
Traded in Other Exchanges
N/A
Address
200 East Nashville Avenue, Atmore, AL, USA, 36502
Website
https://www.unitedbank.com
United Bancorp Of Alabama Inc is a bank holding company, which offers a broad range of banking services. The company serves the areas of Baldwin, Escambia, and Monroe Counties, Alabama, and Santa Rosa County, Florida. Some of its services include Personal Loans; Visa Credit Cards; Online/Mobile Banking; Safe Deposit Boxes and others.
Executives
Leslie H Cunningham director P O BOX 8, ATMORE AL 36502
Richard King Maxwell director P O BOX 8, ATMORE AL 36502
Dale M Ash director P.O. DRAWER 8, ATMORE AL 36504
Allen Jr Jones officer: CFO & Treasurer P O BOX 8, ATMORE AL 365074
John Wayne Trawick director P O BOX 8, ATMORE AL 36502
Jones Robert R Iii director, officer: President P.O. DRAWER 8, ATMORE AL 36504
William J Justice director P.O. DRAWER 8, ATMORE AL 36504
L Walter Crim director P.O. DRAWER 8, ATMORE AL 36504
David D Swift director, officer: Secretary P.O. DRAWER 8, ATMORE AL 36504
Michael R Andreoli director P.O. DRAWER 8, ATMORE AL 36504
William C Grissett director P.O. DRAWER 8, ATMORE AL 36504