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Embassy Bancorp (Embassy Bancorp) Shiller PE Ratio : 7.68 (As of May. 22, 2024)


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What is Embassy Bancorp Shiller PE Ratio?

As of today (2024-05-22), Embassy Bancorp's current share price is $13.21. Embassy Bancorp's E10 for the quarter that ended in Mar. 2024 was $1.72. Embassy Bancorp's Shiller PE Ratio for today is 7.68.

The historical rank and industry rank for Embassy Bancorp's Shiller PE Ratio or its related term are showing as below:

EMYB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.68   Med: 13.89   Max: 19.89
Current: 7.68

During the past years, Embassy Bancorp's highest Shiller PE Ratio was 19.89. The lowest was 7.68. And the median was 13.89.

EMYB's Shiller PE Ratio is ranked better than
72.63% of 1140 companies
in the Banks industry
Industry Median: 10.345 vs EMYB: 7.68

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Embassy Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was $0.330. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.72 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Embassy Bancorp Shiller PE Ratio Historical Data

The historical data trend for Embassy Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Embassy Bancorp Shiller PE Ratio Chart

Embassy Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.18 12.97 15.02 11.82 8.72

Embassy Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.48 8.91 9.13 8.72 7.92

Competitive Comparison of Embassy Bancorp's Shiller PE Ratio

For the Banks - Regional subindustry, Embassy Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Embassy Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Embassy Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Embassy Bancorp's Shiller PE Ratio falls into.



Embassy Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Embassy Bancorp's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=13.21/1.72
=7.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Embassy Bancorp's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, Embassy Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.33/131.7762*131.7762
=0.330

Current CPI (Mar. 2024) = 131.7762.

Embassy Bancorp Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.210 100.560 0.275
201409 0.230 100.428 0.302
201412 0.230 99.070 0.306
201503 0.260 99.621 0.344
201506 0.230 100.684 0.301
201509 0.250 100.392 0.328
201512 0.260 99.792 0.343
201603 0.220 100.470 0.289
201606 0.220 101.688 0.285
201609 0.270 101.861 0.349
201612 0.250 101.863 0.323
201703 0.250 102.862 0.320
201706 0.280 103.349 0.357
201709 0.300 104.136 0.380
201712 0.140 104.011 0.177
201803 0.320 105.290 0.400
201806 0.330 106.317 0.409
201809 0.350 106.507 0.433
201812 0.340 105.998 0.423
201903 0.340 107.251 0.418
201906 0.350 108.070 0.427
201909 0.380 108.329 0.462
201912 0.380 108.420 0.462
202003 0.330 108.902 0.399
202006 0.440 108.767 0.533
202009 0.460 109.815 0.552
202012 0.480 109.897 0.576
202103 0.530 111.754 0.625
202106 0.540 114.631 0.621
202109 0.590 115.734 0.672
202112 0.550 117.630 0.616
202203 0.560 121.301 0.608
202206 0.500 125.017 0.527
202209 0.630 125.227 0.663
202212 0.660 125.222 0.695
202303 0.500 127.348 0.517
202306 0.400 128.729 0.409
202309 0.390 129.860 0.396
202312 0.380 129.419 0.387
202403 0.330 131.776 0.330

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Embassy Bancorp  (OTCPK:EMYB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Embassy Bancorp Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Embassy Bancorp's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Embassy Bancorp (Embassy Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
One Hundred Gateway Drive, Suite 100, Bethlehem, PA, USA, 18017
Embassy Bancorp Inc acts as an independent community financial services provider. It offers traditional banking and related financial services to individual, business and government customers. The bank also offers commercial and retail financial services such as savings and demand deposits, commercial loans, consumer loans, residential mortgage, and home equity loans and other financial services. Its other services comprise night depository services, wire transfers, bond coupon redemption, cash management services, and escrow management services among others.
Executives
Lobach David M Jr director, officer: SEVP, CEO, President 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
John G Englesson director 5341 ABERDENE STREET, CENTER VALLEY PA 18034
Bernard M Lesavoy director ONE WINDSOR PLAZA, SUITE 200, 7535 WINDSOR DR., ALLENTOWN PA 18195-1014
Lynne Marie Neel other: Executive Vice President 3100 HECKTOWN RD, EASTON PA 18045
Diane Maria Cunningham officer: Executive Vice President 3311 LORD BYRON DR, BETHLEHEM PA 18017
Michael B Macy officer: SVP, CLO Business Banking ONE GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Frank Iii Banko director 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Geoffrey F Boyer director 1259 S CEDAR CREST BLVD., SUITE 336, ALLENTOWN PA 18103
Judith A Hunsicker officer: FEO, COO, CFO 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Patti Gates Smith director 8448 REDHAVEN STREET, FOGELSVILLE PA 18051
Brew John P Jr director 817 W. BROAD ST., BETHLEHEM PA 18018
Elmer D Gates director 840 YORKSHIRE RD., BETHLEHEM PA 18017
John T Yurconic director 5910 HAMILTON BLVD, ALLENTOWN PA 18106
Robert P Daday director 2 N 9TH ST, ALLENTOWN PA 18101-1179
John C Pittman director 1001 NOR-BATH BLVD, NORTHAMPTON PA 18067

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