EMYB has been successfully added to your Stock Email Alerts list.
You can manage your stock email alerts here.
EMYB has been removed from your Stock Email Alerts list.
Please enter Portfolio Name for new portfolio.
Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Embassy Bancorp's retained earnings for the quarter that ended in Mar. 2024 was $118.55 Mil.
Embassy Bancorp's quarterly retained earnings increased from Sep. 2023 ($113.20 Mil) to Dec. 2023 ($116.02 Mil) and increased from Dec. 2023 ($116.02 Mil) to Mar. 2024 ($118.55 Mil).
Embassy Bancorp's annual retained earnings increased from Dec. 2021 ($91.49 Mil) to Dec. 2022 ($106.55 Mil) and increased from Dec. 2022 ($106.55 Mil) to Dec. 2023 ($116.02 Mil).
The historical data trend for Embassy Bancorp's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Embassy Bancorp Annual Data | |||||||||||||||||||||
Trend | Dec14 | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||||
Retained Earnings | Get a 7-Day Free Trial | 65.79 | 76.96 | 91.49 | 106.55 | 116.02 |
Embassy Bancorp Quarterly Data | ||||||||||||||||||||
Jun19 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | |
Retained Earnings | Get a 7-Day Free Trial | 110.19 | 110.20 | 113.20 | 116.02 | 118.55 |
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
Embassy Bancorp (OTCPK:EMYB) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Lobach David M Jr | director, officer: SEVP, CEO, President | 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017 |
John G Englesson | director | 5341 ABERDENE STREET, CENTER VALLEY PA 18034 |
Bernard M Lesavoy | director | ONE WINDSOR PLAZA, SUITE 200, 7535 WINDSOR DR., ALLENTOWN PA 18195-1014 |
Lynne Marie Neel | other: Executive Vice President | 3100 HECKTOWN RD, EASTON PA 18045 |
Diane Maria Cunningham | officer: Executive Vice President | 3311 LORD BYRON DR, BETHLEHEM PA 18017 |
Michael B Macy | officer: SVP, CLO Business Banking | ONE GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017 |
Frank Iii Banko | director | 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017 |
Geoffrey F Boyer | director | 1259 S CEDAR CREST BLVD., SUITE 336, ALLENTOWN PA 18103 |
Judith A Hunsicker | officer: FEO, COO, CFO | 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017 |
Patti Gates Smith | director | 8448 REDHAVEN STREET, FOGELSVILLE PA 18051 |
Brew John P Jr | director | 817 W. BROAD ST., BETHLEHEM PA 18018 |
Elmer D Gates | director | 840 YORKSHIRE RD., BETHLEHEM PA 18017 |
John T Yurconic | director | 5910 HAMILTON BLVD, ALLENTOWN PA 18106 |
Robert P Daday | director | 2 N 9TH ST, ALLENTOWN PA 18101-1179 |
John C Pittman | director | 1001 NOR-BATH BLVD, NORTHAMPTON PA 18067 |
Disclaimers: GuruFocus.com is not operated by a broker or a dealer. It has an affiliated registered investment adviser, which serves as the subadviser to an exchange traded fund. This investment adviser does not provide advice to individual investors. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes provided by InterActive Data. Fundamental company data provided by Morningstar, updated daily.