Embassy Bancorp (Embassy Bancorp) Change In Receivables : $-0.44 Mil (TTM As of Mar. 2024)

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What is Embassy Bancorp Change In Receivables?

Embassy Bancorp's change in receivables for the quarter that ended in Mar. 2024 was $-0.16 Mil. It means Embassy Bancorp's Accounts Receivable increased by $0.16 Mil from Dec. 2023 to Mar. 2024 .

Embassy Bancorp's change in receivables for the fiscal year that ended in Dec. 2023 was $-0.37 Mil. It means Embassy Bancorp's Accounts Receivable increased by $0.37 Mil from Dec. 2022 to Dec. 2023 .

Embassy Bancorp's Accounts Receivable for the quarter that ended in Mar. 2024 was $3.46 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Embassy Bancorp's Days Sales Outstanding for the three months ended in Mar. 2024 was 33.58.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Embassy Bancorp's liquidation value for the three months ended in Mar. 2024 was $-1,221.90 Mil.

Embassy Bancorp Change In Receivables Historical Data

The historical data trend for Embassy Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Embassy Bancorp Change In Receivables Chart

Embassy Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Change In Receivables

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0.13

-1.09

0.53

-0.32

-0.37

Embassy Bancorp Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Change In Receivables	Get a 7-Day Free Trial															-0.09	0.16	-0.40	-0.04	-0.16

Embassy Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.44 Mil.

Embassy Bancorp (OTCPK:EMYB) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Embassy Bancorp's Days Sales Outstanding for the quarter that ended in Mar. 2024 is calculated as:

	Days Sales Outstanding
=	Accounts Receivable	/	Revenue	*	Days in Period
=	3.46	/	9.403	*	91
=	33.58

2. In Ben Graham's calculation of liquidation value, Embassy Bancorp's accounts receivable are only considered to be worth 75% of book value:

Embassy Bancorp's liquidation value for the quarter that ended in Mar. 2024 is calculated as:

	Liquidation Value
=	Cash, Cash Equivalents, Marketable Securities	-	Total Liabilities	+	(0.75 * Accounts Receivable)	+	(0.5 * Total Inventories)
=	324.667	-	1549.162	+	0.75 * 3.46	+	0.5 * 0
=	-1,221.90

Embassy Bancorp Change In Receivables Related Terms

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Embassy Bancorp (Embassy Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Embassy Bancorp Inc (OTCPK:EMYB) » Definitions » Change In Receivables

Comparable Companies

Traded in Other Exchanges

N/A

Address

One Hundred Gateway Drive, Suite 100, Bethlehem, PA, USA, 18017

Website

https://www.embassybank.com

Embassy Bancorp Inc acts as an independent community financial services provider. It offers traditional banking and related financial services to individual, business and government customers. The bank also offers commercial and retail financial services such as savings and demand deposits, commercial loans, consumer loans, residential mortgage, and home equity loans and other financial services. Its other services comprise night depository services, wire transfers, bond coupon redemption, cash management services, and escrow management services among others.

Executives

Lobach David M Jr	director, officer: SEVP, CEO, President	100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
John G Englesson	director	5341 ABERDENE STREET, CENTER VALLEY PA 18034
Bernard M Lesavoy	director	ONE WINDSOR PLAZA, SUITE 200, 7535 WINDSOR DR., ALLENTOWN PA 18195-1014
Lynne Marie Neel	other: Executive Vice President	3100 HECKTOWN RD, EASTON PA 18045
Diane Maria Cunningham	officer: Executive Vice President	3311 LORD BYRON DR, BETHLEHEM PA 18017
Michael B Macy	officer: SVP, CLO Business Banking	ONE GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Frank Iii Banko	director	100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Geoffrey F Boyer	director	1259 S CEDAR CREST BLVD., SUITE 336, ALLENTOWN PA 18103
Judith A Hunsicker	officer: FEO, COO, CFO	100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Patti Gates Smith	director	8448 REDHAVEN STREET, FOGELSVILLE PA 18051
Brew John P Jr	director	817 W. BROAD ST., BETHLEHEM PA 18018
Elmer D Gates	director	840 YORKSHIRE RD., BETHLEHEM PA 18017
John T Yurconic	director	5910 HAMILTON BLVD, ALLENTOWN PA 18106
Robert P Daday	director	2 N 9TH ST, ALLENTOWN PA 18101-1179
John C Pittman	director	1001 NOR-BATH BLVD, NORTHAMPTON PA 18067