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Embassy Bancorp (Embassy Bancorp) Price-to-Free-Cash-Flow : 7.30 (As of May. 22, 2024)


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What is Embassy Bancorp Price-to-Free-Cash-Flow?

As of today (2024-05-22), Embassy Bancorp's share price is $13.21. Embassy Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2024 was $1.81. Hence, Embassy Bancorp's Price-to-Free-Cash-Flow Ratio for today is 7.30.

The historical rank and industry rank for Embassy Bancorp's Price-to-Free-Cash-Flow or its related term are showing as below:

EMYB' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.95   Med: 9.88   Max: 12.85
Current: 7.49

During the past 13 years, Embassy Bancorp's highest Price-to-Free-Cash-Flow Ratio was 12.85. The lowest was 4.95. And the median was 9.88.

EMYB's Price-to-Free-Cash-Flow is ranked worse than
56.39% of 1009 companies
in the Banks industry
Industry Median: 6.7 vs EMYB: 7.49

Embassy Bancorp's Free Cash Flow per Share for the three months ended in Mar. 2024 was $0.20. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $1.81.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Embassy Bancorp was -33.70% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 16.70% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 10.30% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 10.50% per year.

During the past 13 years, Embassy Bancorp's highest 3-Year average Free Cash Flow per Share Growth Rate was 59.50% per year. The lowest was 2.20% per year. And the median was 9.60% per year.


Embassy Bancorp Price-to-Free-Cash-Flow Historical Data

The historical data trend for Embassy Bancorp's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Embassy Bancorp Price-to-Free-Cash-Flow Chart

Embassy Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.32 9.43 11.10 7.30 5.98

Embassy Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.22 5.11 5.50 5.98 7.55

Competitive Comparison of Embassy Bancorp's Price-to-Free-Cash-Flow

For the Banks - Regional subindustry, Embassy Bancorp's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Embassy Bancorp's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Embassy Bancorp's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Embassy Bancorp's Price-to-Free-Cash-Flow falls into.



Embassy Bancorp Price-to-Free-Cash-Flow Calculation

Embassy Bancorp's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=13.21/1.809
=7.30

Embassy Bancorp's Share Price of today is $13.21.
Embassy Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.81.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Embassy Bancorp  (OTCPK:EMYB) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Embassy Bancorp Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Embassy Bancorp's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Embassy Bancorp (Embassy Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
One Hundred Gateway Drive, Suite 100, Bethlehem, PA, USA, 18017
Embassy Bancorp Inc acts as an independent community financial services provider. It offers traditional banking and related financial services to individual, business and government customers. The bank also offers commercial and retail financial services such as savings and demand deposits, commercial loans, consumer loans, residential mortgage, and home equity loans and other financial services. Its other services comprise night depository services, wire transfers, bond coupon redemption, cash management services, and escrow management services among others.
Executives
Lobach David M Jr director, officer: SEVP, CEO, President 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
John G Englesson director 5341 ABERDENE STREET, CENTER VALLEY PA 18034
Bernard M Lesavoy director ONE WINDSOR PLAZA, SUITE 200, 7535 WINDSOR DR., ALLENTOWN PA 18195-1014
Lynne Marie Neel other: Executive Vice President 3100 HECKTOWN RD, EASTON PA 18045
Diane Maria Cunningham officer: Executive Vice President 3311 LORD BYRON DR, BETHLEHEM PA 18017
Michael B Macy officer: SVP, CLO Business Banking ONE GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Frank Iii Banko director 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Geoffrey F Boyer director 1259 S CEDAR CREST BLVD., SUITE 336, ALLENTOWN PA 18103
Judith A Hunsicker officer: FEO, COO, CFO 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Patti Gates Smith director 8448 REDHAVEN STREET, FOGELSVILLE PA 18051
Brew John P Jr director 817 W. BROAD ST., BETHLEHEM PA 18018
Elmer D Gates director 840 YORKSHIRE RD., BETHLEHEM PA 18017
John T Yurconic director 5910 HAMILTON BLVD, ALLENTOWN PA 18106
Robert P Daday director 2 N 9TH ST, ALLENTOWN PA 18101-1179
John C Pittman director 1001 NOR-BATH BLVD, NORTHAMPTON PA 18067

Embassy Bancorp (Embassy Bancorp) Headlines