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Embassy Bancorp (Embassy Bancorp) Cyclically Adjusted PS Ratio : 2.38 (As of Jun. 04, 2024)


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What is Embassy Bancorp Cyclically Adjusted PS Ratio?

As of today (2024-06-04), Embassy Bancorp's current share price is $13.40. Embassy Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $5.62. Embassy Bancorp's Cyclically Adjusted PS Ratio for today is 2.38.

The historical rank and industry rank for Embassy Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

EMYB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.38   Med: 3.96   Max: 5.07
Current: 2.38

During the past years, Embassy Bancorp's highest Cyclically Adjusted PS Ratio was 5.07. The lowest was 2.38. And the median was 3.96.

EMYB's Cyclically Adjusted PS Ratio is ranked better than
50.3% of 1185 companies
in the Banks industry
Industry Median: 2.38 vs EMYB: 2.38

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Embassy Bancorp's adjusted revenue per share data for the three months ended in Mar. 2024 was $1.237. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $5.62 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Embassy Bancorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Embassy Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Embassy Bancorp Cyclically Adjusted PS Ratio Chart

Embassy Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.85 3.58 4.34 3.56 2.67

Embassy Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.18 2.71 2.79 2.67 2.43

Competitive Comparison of Embassy Bancorp's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Embassy Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Embassy Bancorp's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Embassy Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Embassy Bancorp's Cyclically Adjusted PS Ratio falls into.



Embassy Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Embassy Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=13.40/5.62
=2.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Embassy Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Embassy Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.237/131.7762*131.7762
=1.237

Current CPI (Mar. 2024) = 131.7762.

Embassy Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 0.811 100.560 1.063
201409 0.825 100.428 1.083
201412 0.824 99.070 1.096
201503 0.878 99.621 1.161
201506 0.851 100.684 1.114
201509 0.903 100.392 1.185
201512 0.902 99.792 1.191
201603 0.884 100.470 1.159
201606 0.902 101.688 1.169
201609 0.975 101.861 1.261
201612 0.960 101.863 1.242
201703 0.974 102.862 1.248
201706 1.015 103.349 1.294
201709 1.066 104.136 1.349
201712 1.073 104.011 1.359
201803 1.072 105.290 1.342
201806 1.115 106.317 1.382
201809 1.147 106.507 1.419
201812 1.172 105.998 1.457
201903 1.158 107.251 1.423
201906 1.164 108.070 1.419
201909 1.177 108.329 1.432
201912 1.198 108.420 1.456
202003 1.202 108.902 1.454
202006 1.323 108.767 1.603
202009 1.367 109.815 1.640
202012 1.439 109.897 1.725
202103 1.468 111.754 1.731
202106 1.465 114.631 1.684
202109 1.561 115.734 1.777
202112 1.541 117.630 1.726
202203 1.505 121.301 1.635
202206 1.530 125.017 1.613
202209 1.668 125.227 1.755
202212 1.691 125.222 1.780
202303 1.509 127.348 1.561
202306 1.400 128.729 1.433
202309 1.304 129.860 1.323
202312 1.242 129.419 1.265
202403 1.237 131.776 1.237

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Embassy Bancorp  (OTCPK:EMYB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Embassy Bancorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Embassy Bancorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Embassy Bancorp (Embassy Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
One Hundred Gateway Drive, Suite 100, Bethlehem, PA, USA, 18017
Embassy Bancorp Inc acts as an independent community financial services provider. It offers traditional banking and related financial services to individual, business and government customers. The bank also offers commercial and retail financial services such as savings and demand deposits, commercial loans, consumer loans, residential mortgage, and home equity loans and other financial services. Its other services comprise night depository services, wire transfers, bond coupon redemption, cash management services, and escrow management services among others.
Executives
Lobach David M Jr director, officer: SEVP, CEO, President 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
John G Englesson director 5341 ABERDENE STREET, CENTER VALLEY PA 18034
Bernard M Lesavoy director ONE WINDSOR PLAZA, SUITE 200, 7535 WINDSOR DR., ALLENTOWN PA 18195-1014
Lynne Marie Neel other: Executive Vice President 3100 HECKTOWN RD, EASTON PA 18045
Diane Maria Cunningham officer: Executive Vice President 3311 LORD BYRON DR, BETHLEHEM PA 18017
Michael B Macy officer: SVP, CLO Business Banking ONE GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Frank Iii Banko director 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Geoffrey F Boyer director 1259 S CEDAR CREST BLVD., SUITE 336, ALLENTOWN PA 18103
Judith A Hunsicker officer: FEO, COO, CFO 100 GATEWAY DRIVE, SUITE 100, BETHLEHEM PA 18017
Patti Gates Smith director 8448 REDHAVEN STREET, FOGELSVILLE PA 18051
Brew John P Jr director 817 W. BROAD ST., BETHLEHEM PA 18018
Elmer D Gates director 840 YORKSHIRE RD., BETHLEHEM PA 18017
John T Yurconic director 5910 HAMILTON BLVD, ALLENTOWN PA 18106
Robert P Daday director 2 N 9TH ST, ALLENTOWN PA 18101-1179
John C Pittman director 1001 NOR-BATH BLVD, NORTHAMPTON PA 18067

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