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Bank Of Utica (ny) (Bank Of Utica (ny)) Selling, General, & Admin. Expense : $2.61 Mil (TTM As of Dec. 2008)


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What is Bank Of Utica (ny) Selling, General, & Admin. Expense?

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Bank Of Utica (ny)'s selling, general, & admin. expense for the three months ended in Dec. 2008 was $0.64 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2008 was $2.61 Mil.


Bank Of Utica (ny) Selling, General, & Admin. Expense Historical Data

The historical data trend for Bank Of Utica (ny)'s Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank Of Utica (ny) Selling, General, & Admin. Expense Chart

Bank Of Utica (ny) Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08
Selling, General, & Admin. Expense
Get a 7-Day Free Trial 2.66 2.55 2.40 2.41 2.61

Bank Of Utica (ny) Quarterly Data
Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 0.70 0.77 0.51 0.64

Competitive Comparison of Bank Of Utica (ny)'s Selling, General, & Admin. Expense

For the Banks - Regional subindustry, Bank Of Utica (ny)'s Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Of Utica (ny)'s Selling, General, & Admin. Expense Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Bank Of Utica (ny)'s Selling, General, & Admin. Expense falls into.



Bank Of Utica (ny) Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2008 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.61 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank Of Utica (ny)  (OTCPK:BKUTK) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Bank Of Utica (ny) Selling, General, & Admin. Expense Related Terms

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Bank Of Utica (ny) (Bank Of Utica (ny)) Business Description

Industry
Traded in Other Exchanges
N/A
Address
222 Genesee Street, Utica, NY, USA, 13502
Bank Of Utica (ny) is a full-service commercial bank. It offers a full range of business and personal banking services including deposit accounts, personal loans, electronic banking, business loans and business deposit accounts. In addition, it also invests in securities.

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