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Bank Of Utica (ny) (Bank Of Utica (ny)) Equity-to-Asset : 0.11 (As of Dec. 2008)


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What is Bank Of Utica (ny) Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Bank Of Utica (ny)'s Total Stockholders Equity for the quarter that ended in Dec. 2008 was $91.65 Mil. Bank Of Utica (ny)'s Total Assets for the quarter that ended in Dec. 2008 was $836.03 Mil. Therefore, Bank Of Utica (ny)'s Equity to Asset Ratio for the quarter that ended in Dec. 2008 was 0.11.

The historical rank and industry rank for Bank Of Utica (ny)'s Equity-to-Asset or its related term are showing as below:

BKUTK's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Bank Of Utica (ny) Equity-to-Asset Historical Data

The historical data trend for Bank Of Utica (ny)'s Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank Of Utica (ny) Equity-to-Asset Chart

Bank Of Utica (ny) Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08
Equity-to-Asset
Get a 7-Day Free Trial 0.09 0.12 0.13 0.13 0.11

Bank Of Utica (ny) Quarterly Data
Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.12 0.12 0.11 0.11

Competitive Comparison of Bank Of Utica (ny)'s Equity-to-Asset

For the Banks - Regional subindustry, Bank Of Utica (ny)'s Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Of Utica (ny)'s Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Bank Of Utica (ny)'s Equity-to-Asset falls into.



Bank Of Utica (ny) Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Bank Of Utica (ny)'s Equity to Asset Ratio for the fiscal year that ended in Dec. 2008 is calculated as

Equity to Asset (A: Dec. 2008 )=Total Stockholders Equity/Total Assets
=91.65/836.028
=0.11

Bank Of Utica (ny)'s Equity to Asset Ratio for the quarter that ended in Dec. 2008 is calculated as

Equity to Asset (Q: Dec. 2008 )=Total Stockholders Equity/Total Assets
=91.65/836.028
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank Of Utica (ny)  (OTCPK:BKUTK) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Bank Of Utica (ny) Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Bank Of Utica (ny)'s Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank Of Utica (ny) (Bank Of Utica (ny)) Business Description

Traded in Other Exchanges
N/A
Address
222 Genesee Street, Utica, NY, USA, 13502
Bank Of Utica (ny) is a full-service commercial bank. It offers a full range of business and personal banking services including deposit accounts, personal loans, electronic banking, business loans and business deposit accounts. In addition, it also invests in securities.

Bank Of Utica (ny) (Bank Of Utica (ny)) Headlines