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Bank Of Utica (ny) (Bank Of Utica (ny)) Net Margin % : 10.94% (As of Dec. 2008)


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What is Bank Of Utica (ny) Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Bank Of Utica (ny)'s Net Income for the three months ended in Dec. 2008 was $0.35 Mil. Bank Of Utica (ny)'s Revenue for the three months ended in Dec. 2008 was $3.19 Mil. Therefore, Bank Of Utica (ny)'s net margin for the quarter that ended in Dec. 2008 was 10.94%.

The historical rank and industry rank for Bank Of Utica (ny)'s Net Margin % or its related term are showing as below:


BKUTK's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.03
* Ranked among companies with meaningful Net Margin % only.

Bank Of Utica (ny) Net Margin % Historical Data

The historical data trend for Bank Of Utica (ny)'s Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank Of Utica (ny) Net Margin % Chart

Bank Of Utica (ny) Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08
Net Margin %
Get a 7-Day Free Trial 56.52 52.87 53.57 51.56 106.17

Bank Of Utica (ny) Quarterly Data
Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.55 52.75 47.88 -182.95 10.94

Competitive Comparison of Bank Of Utica (ny)'s Net Margin %

For the Banks - Regional subindustry, Bank Of Utica (ny)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Of Utica (ny)'s Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Net Margin % distribution charts can be found below:

* The bar in red indicates where Bank Of Utica (ny)'s Net Margin % falls into.



Bank Of Utica (ny) Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Bank Of Utica (ny)'s Net Margin for the fiscal year that ended in Dec. 2008 is calculated as

Net Margin=Net Income (A: Dec. 2008 )/Revenue (A: Dec. 2008 )
=-5.75/-5.416
=106.17 %

Bank Of Utica (ny)'s Net Margin for the quarter that ended in Dec. 2008 is calculated as

Net Margin=Net Income (Q: Dec. 2008 )/Revenue (Q: Dec. 2008 )
=0.349/3.19
=10.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank Of Utica (ny)  (OTCPK:BKUTK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Bank Of Utica (ny) Net Margin % Related Terms

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Bank Of Utica (ny) (Bank Of Utica (ny)) Business Description

Traded in Other Exchanges
N/A
Address
222 Genesee Street, Utica, NY, USA, 13502
Bank Of Utica (ny) is a full-service commercial bank. It offers a full range of business and personal banking services including deposit accounts, personal loans, electronic banking, business loans and business deposit accounts. In addition, it also invests in securities.

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