Business Description
Northeast Indiana Bancorp Inc
NAICS : 522120
SIC : 6035
ISIN : US6641962013
Description
Northeast Indiana Bancorp Inc is a part of the financial services domain. It acts as the holding company for First Federal Savings Bank, which provides commercial and residential real estate loans in the United States. The bank functions through the Residential Mortgage, Commercial Mortgage, Construction and land development, Commercial and Industrial, and Consumer Mortgage segments. The Commercial Mortgage segment accounts for a share of the company revenues. It provides services such as checking, commercial loans, credit cards, merchant services and cash management.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.16 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.74 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -2.45 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.4 | |||||
| 3-Year EPS without NRI Growth Rate | 11.7 | |||||
| 3-Year FCF Growth Rate | 13.3 | |||||
| 3-Year Book Growth Rate | 1.6 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 12.44 | |||||
| 9-Day RSI | 21.81 | |||||
| 14-Day RSI | 28.59 | |||||
| 6-1 Month Momentum % | -9.62 | |||||
| 12-1 Month Momentum % | -15 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.14 | |||||
| Dividend Payout Ratio | 0.22 | |||||
| 3-Year Dividend Growth Rate | 6.1 | |||||
| Forward Dividend Yield % | 4.2 | |||||
| 5-Year Yield-on-Cost % | 5.57 | |||||
| Shareholder Yield % | -41.15 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 35.37 | |||||
| FCF Margin % | 34.83 | |||||
| ROE % | 14.27 | |||||
| ROA % | 1.52 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 5.85 | |||||
| PE Ratio without NRI | 5.85 | |||||
| Shiller PE Ratio | 7.46 | |||||
| Price-to-Owner-Earnings | 6.02 | |||||
| PEG Ratio | 1.04 | |||||
| PS Ratio | 2.06 | |||||
| PB Ratio | 0.89 | |||||
| Price-to-Tangible-Book | 0.89 | |||||
| Price-to-Free-Cash-Flow | 5.93 | |||||
| Price-to-Operating-Cash-Flow | 5.3 | |||||
| EV-to-Revenue | 3.53 | |||||
| EV-to-FCF | 10.35 | |||||
| Price-to-Projected-FCF | 0.43 | |||||
| Price-to-DCF (Earnings Based) | 0.33 | |||||
| Price-to-DCF (FCF Based) | 0.51 | |||||
| Price-to-Median-PS-Value | 0.72 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.05 | |||||
| Price-to-Graham-Number | 0.48 | |||||
| FCF Yield % | 16.78 | |||||
| Forward Rate of Return (Yacktman) % | 17.96 |
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