Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. It also offers online and mobile banking facilities. The company derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.21
Equity-to-Asset	0.13
Debt-to-Equity	0.83
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.49	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.7
	3-Year EPS without NRI Growth Rate	32.2
	3-Year FCF Growth Rate	20
	3-Year Book Growth Rate	-6.8

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	52.53
	9-Day RSI	48.59
	14-Day RSI	51.65
	6-1 Month Momentum %	43.27
	12-1 Month Momentum %	23.43

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.69
	Dividend Payout Ratio	0.34
	3-Year Dividend Growth Rate	31
	Forward Dividend Yield %	1.69
	5-Year Yield-on-Cost %	1.69
	3-Year Average Share Buyback Ratio	6.7
	Shareholder Yield %	-33.42

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	18.34
	FCF Margin %	27.25
	ROE %	4.86
	ROA %	0.61
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	23.67
	PE Ratio without NRI	22.12
	Shiller PE Ratio	20
	Price-to-Owner-Earnings	26.74
	PS Ratio	4.31
	PB Ratio	1.2
	Price-to-Tangible-Book	1.2
	Price-to-Free-Cash-Flow	15.83
	Price-to-Operating-Cash-Flow	14.14
	EV-to-Revenue	7.13
	EV-to-FCF	26.17
	Price-to-Projected-FCF	0.82
	Price-to-Median-PS-Value	0.72
	Price-to-Graham-Number	1.09
	FCF Yield %	5.9
	Forward Rate of Return (Yacktman) %	0.89

GF Value: $19.85

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