Jack In The BoxJACK +15.33%65 Interest Coverage is 2.24 as of Mar. 2026, which is 32% below its 10-year median of 3.30. GuruFocus rates JACK with a GF Score™ of 65/100 and a GF Value™ of $37.97 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 262 Restaurants companies, Jack In The Box ranks worse than 76.34% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Jack In The Box's
Operating Income
for the
six
months ended in Mar. 2026 was $93 Mil. Jack In The Box's Interest Expense for the
six
months ended in Mar. 2026 was $-42 Mil.
Jack In The Box's interest coverage for the quarter that ended in Mar. 2026 was 2.24.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Jack In The Box Inc interest coverage is 2.35, which is low.
The historical rank and industry rank for Jack In The Box's Interest Coverage or its related term are showing as below:
JACK'
s Interest Coverage Range Over the Past 10 Years
Min: 2.35 Med: 3.3 Max: 8.07
Current: 2.35
JACK's Interest Coverage is ranked worse than 76.34% of 262
companies
in the Restaurants industry
Industry Median: 6.45
vs JACK: 2.35
Jack In The Box (NAS:JACK) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jack In The Box Interest Coverage Related Terms
Jack In The Box Interest Coverage Historical Data
* Premium members only.
The historical data trend for Jack In The Box's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
JACK vs VENU, RICK, BRCB: Interest Coverage Comparison
For the Restaurants subindustry, Jack In The Box's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jack In The Box Interest Coverage vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Jack In The Box's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jack In The Box's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jack In The Box (JACK) has a Interest Coverage of 2.24 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jack In The Box and its competitors. This is 32% below median its historical median of 3.30. Over the past decade, Jack In The Box's Interest Coverage has ranged from 2.35 to 8.07. According to the industry distribution chart, Jack In The Box ranks #200 out of 262 companies in the Restaurants industry, placing it in the top 76.3%.
Is Jack In The Box's Interest Coverage too high?
Jack In The Box's current Interest Coverage of 2.24 is 32% below median its 10-year median of 3.30. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 8.07. The Restaurants industry median Interest Coverage is 6.45. Jack In The Box's value of 2.24 is 65.3% below this industry median. Based on the distribution chart, Jack In The Box ranks #200 out of 262 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, Jack In The Box has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jack In The Box's Interest Coverage compare to VENU and RICK?
According to the Restaurants industry distribution chart, Jack In The Box ranks #200 out of 262 companies for Interest Coverage. This places Jack In The Box in the lower half of its industry. The industry median Interest Coverage is 6.45. Jack In The Box's value of 2.24 is 65.3% below this benchmark. Historically, Jack In The Box's own Interest Coverage has ranged from 2.35 to 8.07 over the past decade. While the company's 10-year median is 3.30 vs. the industry median of 6.45, Jack In The Box has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.45, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jack In The Box's current Interest Coverage of 2.24 is 65.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jack In The Box and its competitors. For the Restaurants industry, the median Interest Coverage is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jack In The Box's current Interest Coverage is 2.24, which is 32% below median its own 10-year median of 3.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack In The Box stock overvalued right now?
Based on GuruFocus' analysis, Jack In The Box (JACK) is currently considered Possible Value Trap. The stock's GF Value™ is $37.97, compared to a current price of $13.35 — trading 64.8% below its estimated fair value. The current Interest Coverage is 2.24, which is 32% below median its 10-year median of 3.30 and 65.3% below the Restaurants industry median of 6.45. Jack In The Box's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jack In The Box (JACK), the current Interest Coverage is 2.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jack In The Box (JACK) Overvalued in 2026?
Based on GuruFocus' analysis, Jack In The Box stock appears to be undervalued.
The current stock price of $13.35 is trading 64.8% below its estimated GF Value™ of $37.97.
GuruFocus considers Jack In The Box to be Possible Value Trap.
Key valuation signals for JACK:
Interest Coverage: 2.24 (32% below median its 10-year median of 3.30)
GF Value™: $37.97 vs. price of $13.35 (64.8% below fair value)
Industry Position: 65.3% below the Restaurants median (#200 of 262)
No single metric tells the full story. See the JACK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jack In The Box Inc operates quick-service restaurants and fast-casual restaurants across various states in the United States of America. Its core business includes the Jack in the Box hamburger chain, known for a broad menu that features hamburgers, tacos, sandwiches, salads, and breakfast items. The company also operates the Del Taco brand, which offers a variety of both Mexican and American favorites such as burritos and fries. These foods are available with the option of customization as per customer requirements. The company also offers catering and delivery services to its customers. Jack in the Box and Del Taco restaurant brands are the two reportable operating segments, of which, Jack in the Box generates maximum revenue for the company.
65GF Score
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