JACK (Jack In The Box) Debt-to-EBITDA : 12.46 (As of Mar. 2026) — 55% Above Median


JACK Jack In The Box Inc JACK
65 GF Score
Price $13.35
GF Value $37.97
Valuation Possible Value Trap
! 5 Warning Signs
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What is Jack In The Box Debt-to-EBITDA?

Jack In The Box JACK +15.33% 65 Debt-to-EBITDA is 12.46 as of Mar. 2026, which is 55% above its 10-year median of 8.05. GuruFocus rates JACK with a GF Score™ of 65/100 and a GF Value™ of $37.97 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 301 Restaurants companies, Jack In The Box ranks worse than 100% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jack In The Box's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $163 Mil. Jack In The Box's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $2,447 Mil. Jack In The Box's annualized EBITDA for the quarter that ended in Mar. 2026 was $210 Mil. Jack In The Box's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 12.46.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Jack In The Box's Debt-to-EBITDA or its related term are showing as below:

JACK' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.66   Med: 8.05   Max: 667.89
Current: 667.89

During the past 13 years, the highest Debt-to-EBITDA Ratio of Jack In The Box was 667.89. The lowest was 3.66. And the median was 8.05.

JACK's Debt-to-EBITDA is ranked worse than
100% of 301 companies
in the Restaurants industry
Industry Median: 2.93 vs JACK: 667.89

Jack In The Box  (NAS:JACK) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Jack In The Box Debt-to-EBITDA Related Terms


Jack In The Box Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Jack In The Box's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack In The Box Debt-to-EBITDA Chart

Jack In The Box Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.63 10.41 9.47 23.02 86.28

Jack In The Box Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.71 -62.49 11.47 -15.48 12.46

JACK vs VENU, RICK, BRCB: Debt-to-EBITDA Comparison

For the Restaurants subindustry, Jack In The Box's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jack In The Box Debt-to-EBITDA vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Jack In The Box's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Jack In The Box's Debt-to-EBITDA falls into.


JACK
65GF Score
Jack In The Box Inc JACK
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Jack In The Box Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jack In The Box's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(188.756 + 2934.064) / 36.194
=86.28

Jack In The Box's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(163.018 + 2447.113) / 209.54
=12.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 12.46 mean?
Jack In The Box (JACK) has a Debt-to-EBITDA of 12.46 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jack In The Box. This is 55% above median its historical median of 8.05. Over the past decade, Jack In The Box's Debt-to-EBITDA has ranged from 3.66 to 667.89. According to the industry distribution chart, Jack In The Box ranks #301 out of 301 companies in the Restaurants industry.
Is Jack In The Box's Debt-to-EBITDA too high?
Jack In The Box's current Debt-to-EBITDA of 12.46 is 55% above median its 10-year median of 8.05. Over the past 10 years, this metric has ranged from a low of 3.66 to a high of 667.89. The Restaurants industry median Debt-to-EBITDA is 2.93. Jack In The Box's value of 12.46 is 325.3% above this industry median. Based on the distribution chart, Jack In The Box ranks #301 out of 301 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, Jack In The Box has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jack In The Box's Debt-to-EBITDA compare to VENU and RICK?
According to the Restaurants industry distribution chart, Jack In The Box ranks #301 out of 301 companies for Debt-to-EBITDA. This places Jack In The Box in the lower half of its industry. The industry median Debt-to-EBITDA is 2.93. Jack In The Box's value of 12.46 is 325.3% above this benchmark. Historically, Jack In The Box's own Debt-to-EBITDA has ranged from 3.66 to 667.89 over the past decade. While the company's 10-year median is 8.05 vs. the industry median of 2.93, Jack In The Box has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Restaurants company?
The median Debt-to-EBITDA among Restaurants companies is 2.93, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jack In The Box's current Debt-to-EBITDA of 12.46 is 325.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jack In The Box. For the Restaurants industry, the median Debt-to-EBITDA is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jack In The Box's current Debt-to-EBITDA is 12.46, which is 55% above median its own 10-year median of 8.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack In The Box stock overvalued right now?
Based on GuruFocus' analysis, Jack In The Box (JACK) is currently considered Possible Value Trap. The stock's GF Value™ is $37.97, compared to a current price of $13.35 — trading 64.8% below its estimated fair value. The current Debt-to-EBITDA is 12.46, which is 55% above median its 10-year median of 8.05 and 325.3% above the Restaurants industry median of 2.93. Jack In The Box's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Jack In The Box (JACK), the current Debt-to-EBITDA is 12.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jack In The Box (JACK) Overvalued in 2026?

Based on GuruFocus' analysis, Jack In The Box stock appears to be undervalued. The current stock price of $13.35 is trading 64.8% below its estimated GF Value™ of $37.97. GuruFocus considers Jack In The Box to be Possible Value Trap.

Key valuation signals for JACK:

  • Debt-to-EBITDA: 12.46 (55% above median its 10-year median of 8.05)
  • GF Value™: $37.97 vs. price of $13.35 (64.8% below fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 325.3% above the Restaurants median (#301 of 301)

No single metric tells the full story. See the JACK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jack In The Box Business Description

Other Exchanges JACK:MexicoJBX:Germany
Address 9357 Spectrum Center Boulevard, San Diego, CA, USA, 92123
Jack In The Box Inc operates quick-service restaurants and fast-casual restaurants across various states in the United States of America. Its core business includes the Jack in the Box hamburger chain, known for a broad menu that features hamburgers, tacos, sandwiches, salads, and breakfast items. The company also operates the Del Taco brand, which offers a variety of both Mexican and American favorites such as burritos and fries. These foods are available with the option of customization as per customer requirements. The company also offers catering and delivery services to its customers. Jack in the Box and Del Taco restaurant brands are the two reportable operating segments, of which, Jack in the Box generates maximum revenue for the company.
65GF Score

Get the complete analysis for JACK

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.35
Price
$37.97
GF Value