JACK (Jack In The Box) Effective Interest Rate on Debt %: 2.90% (As of Mar. 2026)


JACK Jack In The Box Inc JACK
65 GF Score
Price $13.35
GF Value $37.97
Valuation Possible Value Trap
! 5 Warning Signs
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What is Jack In The Box Effective Interest Rate on Debt %?

Jack In The Box JACK +15.33% 65 Effective Interest Rate on Debt % is 2.90% as of Mar. 2026. GuruFocus rates JACK with a GF Score™ of 65/100 and a GF Value™ of $37.97 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Jack In The Box's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $83 Mil. Jack In The Box's average total debt for the quarter that ended in Mar. 2026 was $2,866 Mil. Therefore, Jack In The Box's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.90%.


Jack In The Box  (NAS:JACK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Jack In The Box Effective Interest Rate on Debt % Related Terms


Jack In The Box Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Jack In The Box's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack In The Box Effective Interest Rate on Debt % Chart

Jack In The Box Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.95 3.19 2.61 2.59 2.56

Jack In The Box Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.80 2.37 2.76 2.36 2.90

JACK vs VENU, RICK, BRCB: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Jack In The Box's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jack In The Box Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Jack In The Box's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Jack In The Box's Effective Interest Rate on Debt % falls into.


JACK
65GF Score
Jack In The Box Inc JACK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jack In The Box Effective Interest Rate on Debt % Calculation

Jack In The Box's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -80.606/( (3183.745+3122.82)/ 2 )
=-1  *  -80.606/3153.2825
=2.56 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2985.848 + 197.897
=3183.745

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2934.064 + 188.756
=3122.82

Jack In The Box's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -83.148/( (3122.82+2610.131)/ 2 )
=-1  *  -83.148/2866.4755
=2.90 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2934.064 + 188.756
=3122.82

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2447.113 + 163.018
=2610.131

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.90% mean?
Jack In The Box (JACK) has a Effective Interest Rate on Debt % of 2.90% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jack In The Box and its competitors.
Is Jack In The Box's Effective Interest Rate on Debt % too high?
Jack In The Box's current Effective Interest Rate on Debt % is 2.90%. Overall, Jack In The Box has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jack In The Box's Effective Interest Rate on Debt % compare to VENU and RICK?
Jack In The Box's Effective Interest Rate on Debt % of 2.90% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jack In The Box and its competitors. Jack In The Box's current Effective Interest Rate on Debt % is 2.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack In The Box stock overvalued right now?
Based on GuruFocus' analysis, Jack In The Box (JACK) is currently considered Possible Value Trap. The stock's GF Value™ is $37.97, compared to a current price of $13.35 — trading 64.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.90%. Jack In The Box's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Jack In The Box (JACK), the current Effective Interest Rate on Debt % is 2.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jack In The Box (JACK) Overvalued in 2026?

Based on GuruFocus' analysis, Jack In The Box stock appears to be undervalued. The current stock price of $13.35 is trading 64.8% below its estimated GF Value™ of $37.97. GuruFocus considers Jack In The Box to be Possible Value Trap.

Key valuation signals for JACK:

  • Effective Interest Rate on Debt %: 2.90%
  • GF Value™: $37.97 vs. price of $13.35 (64.8% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the JACK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jack In The Box Business Description

Other Exchanges JACK:MexicoJBX:Germany
Address 9357 Spectrum Center Boulevard, San Diego, CA, USA, 92123
Jack In The Box Inc operates quick-service restaurants and fast-casual restaurants across various states in the United States of America. Its core business includes the Jack in the Box hamburger chain, known for a broad menu that features hamburgers, tacos, sandwiches, salads, and breakfast items. The company also operates the Del Taco brand, which offers a variety of both Mexican and American favorites such as burritos and fries. These foods are available with the option of customization as per customer requirements. The company also offers catering and delivery services to its customers. Jack in the Box and Del Taco restaurant brands are the two reportable operating segments, of which, Jack in the Box generates maximum revenue for the company.
65GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.35
Price
$37.97
GF Value