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Hudson City Bancorp (Hudson City Bancorp) Retained Earnings : $1,983.1 Mil (As of Jun. 2015)


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What is Hudson City Bancorp Retained Earnings?

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Hudson City Bancorp's retained earnings for the quarter that ended in Jun. 2015 was $1,983.1 Mil.

Hudson City Bancorp's quarterly retained earnings declined from Dec. 2014 ($1,961.5 Mil) to Mar. 2015 ($1,947.4 Mil) but then increased from Mar. 2015 ($1,947.4 Mil) to Jun. 2015 ($1,983.1 Mil).

Hudson City Bancorp's annual retained earnings increased from Dec. 2012 ($1,798.4 Mil) to Dec. 2013 ($1,883.8 Mil) and increased from Dec. 2013 ($1,883.8 Mil) to Dec. 2014 ($1,961.5 Mil).


Hudson City Bancorp Retained Earnings Historical Data

The historical data trend for Hudson City Bancorp's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hudson City Bancorp Retained Earnings Chart

Hudson City Bancorp Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,642.34 1,709.82 1,798.43 1,883.75 1,961.53

Hudson City Bancorp Quarterly Data
Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,925.40 1,942.45 1,961.53 1,947.41 1,983.07

Hudson City Bancorp Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.


Hudson City Bancorp  (NAS:HCBK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Hudson City Bancorp (Hudson City Bancorp) Business Description

Traded in Other Exchanges
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Address
Hudson City Bancorp Inc is a Delaware corporation organized in 1999. It serves as the holding company of its only subsidiary, Hudson City Savings Bank. The asset of Hudson City Bancorp is its investment in Hudson City Savings Bank. The Company is a community and consumer-oriented retail savings bank offering traditional deposit products, residential real estate mortgage loans and consumer loans. The Company conducts its operations out of its corporate offices in Paramus in Bergen County, New Jersey and through 135 branches in the New York metropolitan area. It operates 97 branches located in 17 counties throughout the State of New Jersey. In New York State, it operates 10 branch offices in Westchester County, 12 branch offices in Suffolk County, 1 branch office each in Putnam and Rockland Counties and 5 branch offices in Richmond County "Staten Island". It also operates 9 branch offices in Fairfield County, Connecticut. The Company's traditional consumer products are conforming one- to four-family residential mortgages, time deposits, checking and savings accounts appeal to a broad customer base. In addition, it purchases mortgages and mortgage-backed securities and other securities issued by U.S. government-sponsored enterprises as well as other investments permitted by applicable laws and regulations. The Company faces intense competition both in making loans and attracting deposits in the market areas it serve. It competes with loans comes from commercial banks, savings institutions, mortgage banking firms, credit unions, finance companies, insurance companies and brokerage firms. The Company's loans are subject to federal and state laws and regulations.
Executives
Denis J Salamone director, officer: Chairman and CEO C/O HUDSON CITY BANCORP, INC., WEST 80 CENTURY ROAD, PARAMUS NJ 07652
Francesco S Rossi officer: First Vice President 500 HILLS DRIVE, SUITE 300, BEDMINSTER NJ 07921
Golding Cornelius E director WEST 80 CENTURY ROAD, PARAMUS NJ 07652
Scott A Belair director 1809 WALNUT STREET, PHILADELLPHIA PA 19103
William G Bardel director C/O HUDSON CITY BANCORP, INC., WEST 80 CENTURY ROAD, PARAMUS NJ 07652
Tracey A Dedrick officer: Executive Vice President C/O HUDSON CITY BANCORP, INC., PARAMUS NJ 07652
Anthony J Fabiano director, officer: President and COO 99 PARK AVENUE, NEW YORK NY 10016
Mcintyre Kenneth A Jr officer: Senior Vice President C/O HUDSON CITY BANCORP, INC., WEST 80 CENTURY ROAD, PARAMUS NJ 07652
William John Cosgrove director 20 BUTTONWOOD PLACE, UPPER SADDLE RIVER NJ 07458

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