Hudson City Bancorp (Hudson City Bancorp) Debt-to-Equity : 1.25 (As of Jun. 2015)

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What is Hudson City Bancorp Debt-to-Equity?

Hudson City Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2015 was $0.0 Mil. Hudson City Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2015 was $6,025.0 Mil. Hudson City Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2015 was $4,821.7 Mil. Hudson City Bancorp's debt to equity for the quarter that ended in Jun. 2015 was 1.25.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Hudson City Bancorp's Debt-to-Equity or its related term are showing as below:

HCBK's Debt-to-Equity is not ranked ^*
in the Banks industry.
Industry Median: 0.68
* Ranked among companies with meaningful Debt-to-Equity only.

Hudson City Bancorp Debt-to-Equity Historical Data

The historical data trend for Hudson City Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hudson City Bancorp Debt-to-Equity Chart

Hudson City Bancorp Annual Data

Trend

Dec05

Dec06

Dec07

Dec08

Dec09

Dec10

Dec11

Dec12

Dec13

Dec14

Debt-to-Equity

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2.70

1.78

1.11

1.10

1.26

Hudson City Bancorp Quarterly Data
	Sep10	Dec10	Mar11	Jun11	Sep11	Dec11	Mar12	Jun12	Sep12	Dec12	Mar13	Jun13	Sep13	Dec13	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15
Debt-to-Equity	Get a 7-Day Free Trial															1.25	1.25	1.26	1.26	1.25

Competitive Comparison of Hudson City Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Hudson City Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hudson City Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hudson City Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Hudson City Bancorp's Debt-to-Equity falls into.

Hudson City Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Hudson City Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2014 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	6025)	/	4781.41
	=	1.26

Hudson City Bancorp's Debt to Equity Ratio for the quarter that ended in Jun. 2015 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	6025)	/	4821.745
	=	1.25

Hudson City Bancorp (NAS:HCBK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Hudson City Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Hudson City Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Hudson City Bancorp (Hudson City Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Hudson City Bancorp Inc (NAS:HCBK) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

https://www.hcsbonline.com

Hudson City Bancorp Inc is a Delaware corporation organized in 1999. It serves as the holding company of its only subsidiary, Hudson City Savings Bank. The asset of Hudson City Bancorp is its investment in Hudson City Savings Bank. The Company is a community and consumer-oriented retail savings bank offering traditional deposit products, residential real estate mortgage loans and consumer loans. The Company conducts its operations out of its corporate offices in Paramus in Bergen County, New Jersey and through 135 branches in the New York metropolitan area. It operates 97 branches located in 17 counties throughout the State of New Jersey. In New York State, it operates 10 branch offices in Westchester County, 12 branch offices in Suffolk County, 1 branch office each in Putnam and Rockland Counties and 5 branch offices in Richmond County "Staten Island". It also operates 9 branch offices in Fairfield County, Connecticut. The Company's traditional consumer products are conforming one- to four-family residential mortgages, time deposits, checking and savings accounts appeal to a broad customer base. In addition, it purchases mortgages and mortgage-backed securities and other securities issued by U.S. government-sponsored enterprises as well as other investments permitted by applicable laws and regulations. The Company faces intense competition both in making loans and attracting deposits in the market areas it serve. It competes with loans comes from commercial banks, savings institutions, mortgage banking firms, credit unions, finance companies, insurance companies and brokerage firms. The Company's loans are subject to federal and state laws and regulations.

Executives

Denis J Salamone	director, officer: Chairman and CEO	C/O HUDSON CITY BANCORP, INC., WEST 80 CENTURY ROAD, PARAMUS NJ 07652
Francesco S Rossi	officer: First Vice President	500 HILLS DRIVE, SUITE 300, BEDMINSTER NJ 07921
Golding Cornelius E	director	WEST 80 CENTURY ROAD, PARAMUS NJ 07652
Scott A Belair	director	1809 WALNUT STREET, PHILADELLPHIA PA 19103
William G Bardel	director	C/O HUDSON CITY BANCORP, INC., WEST 80 CENTURY ROAD, PARAMUS NJ 07652
Tracey A Dedrick	officer: Executive Vice President	C/O HUDSON CITY BANCORP, INC., PARAMUS NJ 07652
Anthony J Fabiano	director, officer: President and COO	99 PARK AVENUE, NEW YORK NY 10016
Mcintyre Kenneth A Jr	officer: Senior Vice President	C/O HUDSON CITY BANCORP, INC., WEST 80 CENTURY ROAD, PARAMUS NJ 07652
William John Cosgrove	director	20 BUTTONWOOD PLACE, UPPER SADDLE RIVER NJ 07458