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Medallion Financial (STU:MD5) E10 : €0.75 (As of Mar. 2024)


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What is Medallion Financial E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Medallion Financial's adjusted earnings per share data for the three months ended in Mar. 2024 was €0.386. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.75 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Medallion Financial's average E10 Growth Rate was 12.20% per year. During the past 3 years, the average E10 Growth Rate was 16.70% per year. During the past 5 years, the average E10 Growth Rate was 2.30% per year. During the past 10 years, the average E10 Growth Rate was -3.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Medallion Financial was 28.40% per year. The lowest was -16.90% per year. And the median was -0.90% per year.

As of today (2024-06-08), Medallion Financial's current stock price is €7.55. Medallion Financial's E10 for the quarter that ended in Mar. 2024 was €0.75. Medallion Financial's Shiller PE Ratio of today is 10.07.

During the past 13 years, the highest Shiller PE Ratio of Medallion Financial was 20.39. The lowest was 1.92. And the median was 9.62.


Medallion Financial E10 Historical Data

The historical data trend for Medallion Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Medallion Financial E10 Chart

Medallion Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.62 0.43 0.63 0.64 0.72

Medallion Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.69 0.74 0.72 0.75

Competitive Comparison of Medallion Financial's E10

For the Credit Services subindustry, Medallion Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medallion Financial's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Medallion Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Medallion Financial's Shiller PE Ratio falls into.



Medallion Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Medallion Financial's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.386/131.7762*131.7762
=0.386

Current CPI (Mar. 2024) = 131.7762.

Medallion Financial Quarterly Data

per share eps CPI Adj_EPS
201406 0.206 100.560 0.270
201409 0.210 100.428 0.276
201412 0.260 99.070 0.346
201503 0.268 99.621 0.355
201506 0.294 100.684 0.385
201509 0.267 100.392 0.350
201512 0.257 99.792 0.339
201603 0.251 100.470 0.329
201606 0.169 101.688 0.219
201609 0.187 101.861 0.242
201612 0.275 101.863 0.356
201703 0.047 102.862 0.060
201706 -0.178 103.349 -0.227
201709 0.025 104.136 0.032
201712 0.118 104.011 0.149
201803 -0.503 105.290 -0.630
201806 -0.514 106.317 -0.637
201809 -0.163 106.507 -0.202
201812 0.334 105.998 0.415
201903 0.044 107.251 0.054
201906 -0.274 108.070 -0.334
201909 0.182 108.329 0.221
201912 0.099 108.420 0.120
202003 -0.507 108.902 -0.613
202006 -0.142 108.767 -0.172
202009 -0.824 109.815 -0.989
202012 0.214 109.897 0.257
202103 0.286 111.754 0.337
202106 0.340 114.631 0.391
202109 0.544 115.734 0.619
202112 0.690 117.630 0.773
202203 0.354 121.301 0.385
202206 0.511 125.017 0.539
202209 0.323 125.227 0.340
202212 0.538 125.222 0.566
202303 0.626 127.348 0.648
202306 0.572 128.729 0.586
202309 0.450 129.860 0.457
202312 0.550 129.419 0.560
202403 0.386 131.776 0.386

Add all the adjusted EPS together and divide 10 will get our e10.


Medallion Financial  (STU:MD5) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Medallion Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=7.55/0.75
=10.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Medallion Financial was 20.39. The lowest was 1.92. And the median was 9.62.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Medallion Financial E10 Related Terms

Thank you for viewing the detailed overview of Medallion Financial's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Medallion Financial (STU:MD5) Business Description

Traded in Other Exchanges
Address
437 Madison Avenue, 38th Floor, New York, NY, USA, 10022
Medallion Financial Corp is a finance company that originates and services loans in various industries. Its operating segments include recreation, home improvement, commercial lending, medallion lending and Corporate and Other Investments. The company generates maximum revenue from the Recreation segment.

Medallion Financial (STU:MD5) Headlines

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