GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Medallion Financial Corp (STU:MD5) » Definitions » Cyclically Adjusted PB Ratio

Medallion Financial (STU:MD5) Cyclically Adjusted PB Ratio : 0.61 (As of Jun. 08, 2024)


View and export this data going back to 2016. Start your Free Trial

What is Medallion Financial Cyclically Adjusted PB Ratio?

As of today (2024-06-08), Medallion Financial's current share price is €7.55. Medallion Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was €12.35. Medallion Financial's Cyclically Adjusted PB Ratio for today is 0.61.

The historical rank and industry rank for Medallion Financial's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:MD5' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.6   Max: 1.66
Current: 0.61

During the past years, Medallion Financial's highest Cyclically Adjusted PB Ratio was 1.66. The lowest was 0.12. And the median was 0.60.

STU:MD5's Cyclically Adjusted PB Ratio is ranked better than
69.19% of 357 companies
in the Credit Services industry
Industry Median: 0.94 vs STU:MD5: 0.61

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Medallion Financial's adjusted book value per share data for the three months ended in Mar. 2024 was €13.736. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €12.35 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Medallion Financial Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Medallion Financial's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Medallion Financial Cyclically Adjusted PB Ratio Chart

Medallion Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.43 0.48 0.55 0.73

Medallion Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 0.59 0.52 0.73 0.58

Competitive Comparison of Medallion Financial's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, Medallion Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medallion Financial's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Medallion Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Medallion Financial's Cyclically Adjusted PB Ratio falls into.



Medallion Financial Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Medallion Financial's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=7.55/12.35
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medallion Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Medallion Financial's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=13.736/131.7762*131.7762
=13.736

Current CPI (Mar. 2024) = 131.7762.

Medallion Financial Quarterly Data

Book Value per Share CPI Adj_Book
201406 8.102 100.560 10.617
201409 8.574 100.428 11.250
201412 9.048 99.070 12.035
201503 10.309 99.621 13.636
201506 10.036 100.684 13.135
201509 10.134 100.392 13.302
201512 10.485 99.792 13.845
201603 10.293 100.470 13.500
201606 10.153 101.688 13.157
201609 10.345 101.861 13.383
201612 11.289 101.863 14.604
201703 11.136 102.862 14.266
201706 10.366 103.349 13.217
201709 9.801 104.136 12.402
201712 9.968 104.011 12.629
201803 9.041 105.290 11.315
201806 9.026 106.317 11.187
201809 8.869 106.507 10.973
201812 9.447 105.998 11.744
201903 9.523 107.251 11.701
201906 9.284 108.070 11.321
201909 9.722 108.329 11.826
201912 9.609 108.420 11.679
202003 9.125 108.902 11.042
202006 8.861 108.767 10.735
202009 7.680 109.815 9.216
202012 7.646 109.897 9.168
202103 8.044 111.754 9.485
202106 8.303 114.631 9.545
202109 9.057 115.734 10.312
202112 10.091 117.630 11.305
202203 10.439 121.301 11.340
202206 11.476 125.017 12.096
202209 12.681 125.227 13.344
202212 12.351 125.222 12.997
202303 12.276 127.348 12.703
202306 12.611 128.729 12.910
202309 13.173 129.860 13.367
202312 13.413 129.419 13.657
202403 13.736 131.776 13.736

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Medallion Financial  (STU:MD5) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Medallion Financial Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Medallion Financial's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Medallion Financial (STU:MD5) Business Description

Traded in Other Exchanges
Address
437 Madison Avenue, 38th Floor, New York, NY, USA, 10022
Medallion Financial Corp is a finance company that originates and services loans in various industries. Its operating segments include recreation, home improvement, commercial lending, medallion lending and Corporate and Other Investments. The company generates maximum revenue from the Recreation segment.

Medallion Financial (STU:MD5) Headlines

No Headlines