Business Description
X Financial
NAICS : 522291
SIC : 6141
ISIN : US98372W2026
Share Class Description:
XYF: ADRDescription
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, and guarantee services provided.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 5.84 | |||||
| Equity-to-Asset | 0.51 | |||||
| Debt-to-Equity | 0.1 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -1.93 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.3 | |||||
| 3-Year EPS without NRI Growth Rate | 1.6 | |||||
| 3-Year FCF Growth Rate | 15.4 | |||||
| 3-Year Book Growth Rate | 6.8 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 60.58 | |||||
| 9-Day RSI | 52.11 | |||||
| 14-Day RSI | 49.11 | |||||
| 6-1 Month Momentum % | -5.16 | |||||
| 12-1 Month Momentum % | 10.92 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Forward Dividend Yield % | 4.36 | |||||
| 3-Year Average Share Buyback Ratio | 3.5 | |||||
| Shareholder Yield % | -24.98 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 64.97 | |||||
| ROE % | 24.96 | |||||
| ROA % | 13.11 | |||||
| Years of Profitability over Past 10-Year | 5 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 1.09 | |||||
| PE Ratio without NRI | 1.07 | |||||
| Price-to-Owner-Earnings | 15.29 | |||||
| PEG Ratio | 0.07 | |||||
| PS Ratio | 0.69 | |||||
| PB Ratio | 0.25 | |||||
| Price-to-Tangible-Book | 0.25 | |||||
| Price-to-Free-Cash-Flow | 4.62 | |||||
| Price-to-Operating-Cash-Flow | 4.54 | |||||
| EV-to-Revenue | -0.67 | |||||
| EV-to-FCF | -4.07 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.12 | |||||
| Price-to-Graham-Number | 0.11 | |||||
| FCF Yield % | 24.19 | |||||
| Forward Rate of Return (Yacktman) % | 9.61 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
X Financial Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 264.165 | ||
| EPS (TTM) ($) | 3.392 | ||
| Beta | 0.51 | ||
| Volatility % | 44.08 | ||
| 14-Day RSI | 49.11 | ||
| 14-Day ATR ($) | 0.172601 | ||
| 20-Day SMA ($) | 3.84393 | ||
| 12-1 Month Momentum % | 10.92 | ||
| 52-Week Range ($) | 3.04 - 5 | ||
| Shares Outstanding (Mil) | 48.15 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
X Financial Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
X Financial Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
X Financial Frequently Asked Questions
What is X Financial(XYF)'s stock price today?
The current price of XYF is $3.90. The 52 week high of XYF is $5.00 and 52 week low is $3.04.
When is next earnings date of X Financial(XYF)?
The next earnings date of X Financial(XYF) is 2024-05-24 Est..
Does X Financial(XYF) pay dividends? If so, how much?
X Financial(XYF) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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