Business Description
Bajaj Finance Ltd
ISIN : INE296A01024
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Traded in other countries / regions
BAJFINANCE.India IPO Date
1995-05-02Description
Bajaj Finance Ltd is the holding company for various financial services businesses under the Bajaj Group, which operates in India. The company services myriad customers by providing solutions for asset acquisition through financing. The company also makes investments in renewable energy through one of its subsidiaries. It operates under a single reportable segment, financing. Among its lending operations, the company is engaged in consumer lending, commercial lending, loans against securities, mortgages, and lending to small and medium enterprises. All of its revenue is generated from India.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.04 | |||||
| Equity-to-Asset | 0.19 | |||||
| Debt-to-Equity | 3.37 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -1.3 | |||||
| WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 18.3 | |||||
| 3-Year EPS without NRI Growth Rate | 28.7 | |||||
| 3-Year FCF Growth Rate | -18.9 | |||||
| 3-Year Book Growth Rate | 18.7 | |||||
| Future 3-5Y Total Revenue Growth Rate | 28.4 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 23.32 | |||||
| 9-Day RSI | 33.49 | |||||
| 14-Day RSI | 39.87 | |||||
| 6-1 Month Momentum % | -6.88 | |||||
| 12-1 Month Momentum % | 14.13 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.41 | |||||
| Dividend Payout Ratio | 0.13 | |||||
| 3-Year Dividend Growth Rate | 7.7 | |||||
| Forward Dividend Yield % | 0.41 | |||||
| 5-Year Yield-on-Cost % | 0.41 | |||||
| 3-Year Average Share Buyback Ratio | -0.2 | |||||
| Shareholder Yield % | -9.51 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 42.53 | |||||
| FCF Margin % | -214.99 | |||||
| ROE % | 25.48 | |||||
| ROA % | 4.97 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 32.24 | |||||
| PE Ratio without NRI | 32.24 | |||||
| Shiller PE Ratio | 72.12 | |||||
| PEG Ratio | 1.2 | |||||
| PS Ratio | 13.71 | |||||
| PB Ratio | 7.37 | |||||
| Price-to-Tangible-Book | 6.89 | |||||
| EV-to-Revenue | 18.82 | |||||
| EV-to-Forward-Revenue | 17.38 | |||||
| EV-to-FCF | -14.99 | |||||
| Price-to-DCF (Earnings Based) | 1.25 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.41 | |||||
| Price-to-Graham-Number | 3.09 | |||||
| FCF Yield % | -10.34 | |||||
| Forward Rate of Return (Yacktman) % | 13.96 |
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