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Old Second Bancorp (Old Second Bancorp) Cyclically Adjusted PS Ratio : 2.83 (As of Jun. 11, 2024)


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What is Old Second Bancorp Cyclically Adjusted PS Ratio?

As of today (2024-06-11), Old Second Bancorp's current share price is $13.85. Old Second Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $4.90. Old Second Bancorp's Cyclically Adjusted PS Ratio for today is 2.83.

The historical rank and industry rank for Old Second Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

OSBC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.51   Med: 2.06   Max: 3.64
Current: 2.83

During the past years, Old Second Bancorp's highest Cyclically Adjusted PS Ratio was 3.64. The lowest was 0.51. And the median was 2.06.

OSBC's Cyclically Adjusted PS Ratio is ranked worse than
62.67% of 1192 companies
in the Banks industry
Industry Median: 2.35 vs OSBC: 2.83

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Old Second Bancorp's adjusted revenue per share data for the three months ended in Mar. 2024 was $1.542. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $4.90 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Old Second Bancorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Old Second Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Second Bancorp Cyclically Adjusted PS Ratio Chart

Old Second Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.46 2.05 2.59 3.31 3.19

Old Second Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.89 2.68 2.79 3.19 2.82

Competitive Comparison of Old Second Bancorp's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Old Second Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Second Bancorp's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Second Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Old Second Bancorp's Cyclically Adjusted PS Ratio falls into.



Old Second Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Old Second Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=13.85/4.9
=2.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Second Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Old Second Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.542/131.7762*131.7762
=1.542

Current CPI (Mar. 2024) = 131.7762.

Old Second Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 0.731 100.560 0.958
201409 0.762 100.428 1.000
201412 0.732 99.070 0.974
201503 0.749 99.621 0.991
201506 0.766 100.684 1.003
201509 0.713 100.392 0.936
201512 0.731 99.792 0.965
201603 0.714 100.470 0.936
201606 0.738 101.688 0.956
201609 0.723 101.861 0.935
201612 0.868 101.863 1.123
201703 0.809 102.862 1.036
201706 0.852 103.349 1.086
201709 0.892 104.136 1.129
201712 0.906 104.011 1.148
201803 0.939 105.290 1.175
201806 1.037 106.317 1.285
201809 1.050 106.507 1.299
201812 0.928 105.998 1.154
201903 1.011 107.251 1.242
201906 1.067 108.070 1.301
201909 1.210 108.329 1.472
201912 0.994 108.420 1.208
202003 0.950 108.902 1.150
202006 1.110 108.767 1.345
202009 1.138 109.815 1.366
202012 1.016 109.897 1.218
202103 1.172 111.754 1.382
202106 0.996 114.631 1.145
202109 1.071 115.734 1.219
202112 1.118 117.630 1.252
202203 1.199 121.301 1.303
202206 1.181 125.017 1.245
202209 1.451 125.227 1.527
202212 1.586 125.222 1.669
202303 1.574 127.348 1.629
202306 1.554 128.729 1.591
202309 1.575 129.860 1.598
202312 1.511 129.419 1.539
202403 1.542 131.776 1.542

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Old Second Bancorp  (NAS:OSBC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Old Second Bancorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Old Second Bancorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Second Bancorp (Old Second Bancorp) Business Description

Traded in Other Exchanges
Address
37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company's revenue consists of interest, commission, payments, and other income.
Executives
Barry Finn director 2000 OGDEN AVE., AURORA IL 60504
Gary S Collins director, officer: Vice Chairman 913 SOUTH BOULEVARD, OAK PARK IL 60302
John Jr Williams director OLD SECOND NATIONAL BANK, 37 S. RIVER ST., AURORA IL 60506
William B Skoglund director
Lyons Billy J Jr. director 37 SOUTH RIVER STREET, AURORA IL 60507
Keith Kotche director 37 S. RIVER ST., AURORA IL 60506
Keith Acker director OLD SECOND BANK, 37 S. RIVER STREET, AURORA IL 60506
Donald Pilmer officer: EVP 37 S. RIVER ST., AURORA IL 60506
Hugh H Mclean director 408 S. PROSPECT AVE, ELMHURST IL 60126
Edward Bonifas director
James F Tapscott director 102 WATERSIDE PLACE, BURR RIDGE IL 60527
Dennis L Klaeser director 235 EAST MAIN STREET, MIDLAND MI 48640
James Eccher officer: Executive Officer 37 S. RIVER ST., AURORA IL 60506
Bradley S. Adams officer: CFO 2301 WEST BIG BEAVER RD, SUITE 525, TROY MI 48084
Jill E York director C/O MB FINANCIAL INC, 6111 NORTH RIVER ROAD, ROSEMONT IL 60018

Old Second Bancorp (Old Second Bancorp) Headlines

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