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Old Second Bancorp (Old Second Bancorp) Cyclically Adjusted FCF per Share : $1.55 (As of Mar. 2024)


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What is Old Second Bancorp Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Old Second Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2024 was $0.982. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $1.55 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Old Second Bancorp's average Cyclically Adjusted FCF Growth Rate was 3.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -2.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -8.10% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Old Second Bancorp was 15.80% per year. The lowest was -10.90% per year. And the median was -0.70% per year.

As of today (2024-06-02), Old Second Bancorp's current stock price is $14.46. Old Second Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $1.55. Old Second Bancorp's Cyclically Adjusted Price-to-FCF of today is 9.33.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Old Second Bancorp was 12.50. The lowest was 1.89. And the median was 6.13.


Old Second Bancorp Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Old Second Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Second Bancorp Cyclically Adjusted FCF per Share Chart

Old Second Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.97 1.49 1.46 1.41 1.37

Old Second Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.50 1.32 1.47 1.37 1.55

Competitive Comparison of Old Second Bancorp's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Old Second Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Second Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Second Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Old Second Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Old Second Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Old Second Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.982/131.7762*131.7762
=0.982

Current CPI (Mar. 2024) = 131.7762.

Old Second Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 -0.536 100.560 -0.702
201409 0.180 100.428 0.236
201412 0.259 99.070 0.345
201503 0.106 99.621 0.140
201506 0.116 100.684 0.152
201509 0.266 100.392 0.349
201512 0.180 99.792 0.238
201603 0.100 100.470 0.131
201606 0.145 101.688 0.188
201609 0.292 101.861 0.378
201612 0.313 101.863 0.405
201703 0.215 102.862 0.275
201706 0.921 103.349 1.174
201709 -0.213 104.136 -0.270
201712 0.278 104.011 0.352
201803 0.300 105.290 0.375
201806 0.594 106.317 0.736
201809 0.389 106.507 0.481
201812 0.453 105.998 0.563
201903 0.411 107.251 0.505
201906 0.862 108.070 1.051
201909 -0.109 108.329 -0.133
201912 0.407 108.420 0.495
202003 0.272 108.902 0.329
202006 0.376 108.767 0.456
202009 -0.174 109.815 -0.209
202012 0.252 109.897 0.302
202103 0.515 111.754 0.607
202106 0.301 114.631 0.346
202109 0.887 115.734 1.010
202112 -0.602 117.630 -0.674
202203 0.000 121.301 0.000
202206 0.565 125.017 0.596
202209 0.704 125.227 0.741
202212 0.788 125.222 0.829
202303 0.750 127.348 0.776
202306 -0.681 128.729 -0.697
202309 1.686 129.860 1.711
202312 0.549 129.419 0.559
202403 0.982 131.776 0.982

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Old Second Bancorp  (NAS:OSBC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Old Second Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=14.46/1.55
=9.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Old Second Bancorp was 12.50. The lowest was 1.89. And the median was 6.13.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Old Second Bancorp Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Old Second Bancorp's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Second Bancorp (Old Second Bancorp) Business Description

Industry
Traded in Other Exchanges
Address
37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company's revenue consists of interest, commission, payments, and other income.
Executives
Barry Finn director 2000 OGDEN AVE., AURORA IL 60504
Gary S Collins director, officer: Vice Chairman 913 SOUTH BOULEVARD, OAK PARK IL 60302
John Jr Williams director OLD SECOND NATIONAL BANK, 37 S. RIVER ST., AURORA IL 60506
William B Skoglund director
Lyons Billy J Jr. director 37 SOUTH RIVER STREET, AURORA IL 60507
Keith Kotche director 37 S. RIVER ST., AURORA IL 60506
Keith Acker director OLD SECOND BANK, 37 S. RIVER STREET, AURORA IL 60506
Donald Pilmer officer: EVP 37 S. RIVER ST., AURORA IL 60506
Hugh H Mclean director 408 S. PROSPECT AVE, ELMHURST IL 60126
Edward Bonifas director
James F Tapscott director 102 WATERSIDE PLACE, BURR RIDGE IL 60527
Dennis L Klaeser director 235 EAST MAIN STREET, MIDLAND MI 48640
James Eccher officer: Executive Officer 37 S. RIVER ST., AURORA IL 60506
Bradley S. Adams officer: CFO 2301 WEST BIG BEAVER RD, SUITE 525, TROY MI 48084
Jill E York director C/O MB FINANCIAL INC, 6111 NORTH RIVER ROAD, ROSEMONT IL 60018