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Old Second Bancorp (Old Second Bancorp) Cyclically Adjusted Price-to-FCF : 8.94 (As of Jun. 10, 2024)


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What is Old Second Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-06-10), Old Second Bancorp's current share price is $13.85. Old Second Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $1.55. Old Second Bancorp's Cyclically Adjusted Price-to-FCF for today is 8.94.

The historical rank and industry rank for Old Second Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

OSBC' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 1.89   Med: 6.16   Max: 12.5
Current: 8.95

During the past years, Old Second Bancorp's highest Cyclically Adjusted Price-to-FCF was 12.50. The lowest was 1.89. And the median was 6.16.

OSBC's Cyclically Adjusted Price-to-FCF is ranked worse than
62.48% of 829 companies
in the Banks industry
Industry Median: 7.23 vs OSBC: 8.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Old Second Bancorp's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $0.982. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $1.55 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Old Second Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Old Second Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Second Bancorp Cyclically Adjusted Price-to-FCF Chart

Old Second Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.85 6.79 8.62 11.36 11.23

Old Second Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.36 9.87 9.26 11.23 8.92

Competitive Comparison of Old Second Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Old Second Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Second Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Second Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Old Second Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Old Second Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Old Second Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=13.85/1.55
=8.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Second Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Old Second Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.982/131.7762*131.7762
=0.982

Current CPI (Mar. 2024) = 131.7762.

Old Second Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 -0.536 100.560 -0.702
201409 0.180 100.428 0.236
201412 0.259 99.070 0.345
201503 0.106 99.621 0.140
201506 0.116 100.684 0.152
201509 0.266 100.392 0.349
201512 0.180 99.792 0.238
201603 0.100 100.470 0.131
201606 0.145 101.688 0.188
201609 0.292 101.861 0.378
201612 0.313 101.863 0.405
201703 0.215 102.862 0.275
201706 0.921 103.349 1.174
201709 -0.213 104.136 -0.270
201712 0.278 104.011 0.352
201803 0.300 105.290 0.375
201806 0.594 106.317 0.736
201809 0.389 106.507 0.481
201812 0.453 105.998 0.563
201903 0.411 107.251 0.505
201906 0.862 108.070 1.051
201909 -0.109 108.329 -0.133
201912 0.407 108.420 0.495
202003 0.272 108.902 0.329
202006 0.376 108.767 0.456
202009 -0.174 109.815 -0.209
202012 0.252 109.897 0.302
202103 0.515 111.754 0.607
202106 0.301 114.631 0.346
202109 0.887 115.734 1.010
202112 -0.602 117.630 -0.674
202203 0.000 121.301 0.000
202206 0.565 125.017 0.596
202209 0.704 125.227 0.741
202212 0.788 125.222 0.829
202303 0.750 127.348 0.776
202306 -0.681 128.729 -0.697
202309 1.686 129.860 1.711
202312 0.549 129.419 0.559
202403 0.982 131.776 0.982

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Old Second Bancorp  (NAS:OSBC) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Old Second Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Old Second Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Second Bancorp (Old Second Bancorp) Business Description

Industry
Traded in Other Exchanges
Address
37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company's revenue consists of interest, commission, payments, and other income.
Executives
Barry Finn director 2000 OGDEN AVE., AURORA IL 60504
Gary S Collins director, officer: Vice Chairman 913 SOUTH BOULEVARD, OAK PARK IL 60302
John Jr Williams director OLD SECOND NATIONAL BANK, 37 S. RIVER ST., AURORA IL 60506
William B Skoglund director
Lyons Billy J Jr. director 37 SOUTH RIVER STREET, AURORA IL 60507
Keith Kotche director 37 S. RIVER ST., AURORA IL 60506
Keith Acker director OLD SECOND BANK, 37 S. RIVER STREET, AURORA IL 60506
Donald Pilmer officer: EVP 37 S. RIVER ST., AURORA IL 60506
Hugh H Mclean director 408 S. PROSPECT AVE, ELMHURST IL 60126
Edward Bonifas director
James F Tapscott director 102 WATERSIDE PLACE, BURR RIDGE IL 60527
Dennis L Klaeser director 235 EAST MAIN STREET, MIDLAND MI 48640
James Eccher officer: Executive Officer 37 S. RIVER ST., AURORA IL 60506
Bradley S. Adams officer: CFO 2301 WEST BIG BEAVER RD, SUITE 525, TROY MI 48084
Jill E York director C/O MB FINANCIAL INC, 6111 NORTH RIVER ROAD, ROSEMONT IL 60018