GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Oneida Financial Corp (NAS:ONFC) » Definitions » 5-Year Yield-on-Cost %

Oneida Financial (Oneida Financial) 5-Year Yield-on-Cost % : 2.39 (As of May. 05, 2024)


View and export this data going back to . Start your Free Trial

What is Oneida Financial 5-Year Yield-on-Cost %?

Oneida Financial's yield on cost for the quarter that ended in Sep. 2015 was 2.39.


The historical rank and industry rank for Oneida Financial's 5-Year Yield-on-Cost % or its related term are showing as below:

ONFC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 2.39
Current: 2.39


During the past 13 years, Oneida Financial's highest Yield on Cost was 2.39. The lowest was 0.00. And the median was 0.00.


ONFC's 5-Year Yield-on-Cost % is not ranked
in the Banks industry.
Industry Median: 4.97 vs ONFC: 2.39

Competitive Comparison of Oneida Financial's 5-Year Yield-on-Cost %

For the Banks - Regional subindustry, Oneida Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oneida Financial's 5-Year Yield-on-Cost % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Oneida Financial's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Oneida Financial's 5-Year Yield-on-Cost % falls into.



Oneida Financial 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Oneida Financial is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5

Oneida Financial  (NAS:ONFC) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Oneida Financial 5-Year Yield-on-Cost % Related Terms

Thank you for viewing the detailed overview of Oneida Financial's 5-Year Yield-on-Cost % provided by GuruFocus.com. Please click on the following links to see related term pages.


Oneida Financial (Oneida Financial) Business Description

Traded in Other Exchanges
N/A
Address
Oneida Financial Corp is a Maryland corporation. The Company is the holding Company of The Oneida Savings Bank, a New York-chartered savings bank. Oneida Savings Bank's deposits are insured by the FDIC up to the maximum amount permitted by law. The Bank is a community bank engaged in the business of accepting deposits from customers through its main office and 10 full service branch offices and using those deposits, together with funds generated from operations and borrowings to make one-to-four family residential and commercial real estate loans, consumer loans and commercial business loans and to invest in mortgage-backed and other securities. Municipal deposit banking services are provided through a limited purpose commercial bank subsidiary, The State Bank of Chittenango. The Bank also sells insurance and other commercial services and products, provides employee benefit services and offers risk management services to help mitigate and prevent work related injuries through Bailey & Haskell Associates, Inc., a wholly owned subsidiary, and provides financial and investment advisory services through Oneida Wealth Management Inc., a wholly owned subsidiary. Its deposit accounts consist of savings, interest-bearing demand accounts, non-interest-bearing checking accounts, money market accounts and certificates of deposit. It also offers IRAs and other qualified plan accounts. Its primary lending area is Madison and Oneida Counties in New York and the surrounding counties and its deposit customers reside in the same area. It competes with commercial banks, savings institutions, mortgage banking firms, credit unions, finance companies, mutual funds, insurance companies, and brokerage and investment banking firms operating locally and elsewhere. The Company subject to extensive regulation, supervision and examination by the Federal Deposit Insurance Corporation, the New York State Department of Financial Services and the Federal Reserve Board.
Executives
R Kallet Michael director, officer: Chairman and CEO 182 MAIN STREET, ONEIDA NY 13421
Eric Stickels director, officer: President and COO 182 MAIN STREET, ONEIDA NY 13421

Oneida Financial (Oneida Financial) Headlines