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Oneida Financial (Oneida Financial) Pretax Margin % : 9.75% (As of Sep. 2015)


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What is Oneida Financial Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Oneida Financial's Pre-Tax Income for the three months ended in Sep. 2015 was $1.25 Mil. Oneida Financial's Revenue for the three months ended in Sep. 2015 was $12.81 Mil. Therefore, Oneida Financial's pretax margin for the quarter that ended in Sep. 2015 was 9.75%.

The historical rank and industry rank for Oneida Financial's Pretax Margin % or its related term are showing as below:


ONFC's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 32.77
* Ranked among companies with meaningful Pretax Margin % only.

Oneida Financial Pretax Margin % Historical Data

The historical data trend for Oneida Financial's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oneida Financial Pretax Margin % Chart

Oneida Financial Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.27 17.63 17.19 16.61 12.37

Oneida Financial Quarterly Data
Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.91 1.24 18.74 5.88 9.75

Competitive Comparison of Oneida Financial's Pretax Margin %

For the Banks - Regional subindustry, Oneida Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oneida Financial's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Oneida Financial's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Oneida Financial's Pretax Margin % falls into.



Oneida Financial Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Oneida Financial's Pretax Margin for the fiscal year that ended in Dec. 2014 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2014 )/Revenue (A: Dec. 2014 )
=6.588/53.265
=12.37 %

Oneida Financial's Pretax Margin for the quarter that ended in Sep. 2015 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2015 )/Revenue (Q: Sep. 2015 )
=1.25/12.814
=9.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oneida Financial  (NAS:ONFC) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Oneida Financial Pretax Margin % Related Terms

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Oneida Financial (Oneida Financial) Business Description

Traded in Other Exchanges
N/A
Address
Oneida Financial Corp is a Maryland corporation. The Company is the holding Company of The Oneida Savings Bank, a New York-chartered savings bank. Oneida Savings Bank's deposits are insured by the FDIC up to the maximum amount permitted by law. The Bank is a community bank engaged in the business of accepting deposits from customers through its main office and 10 full service branch offices and using those deposits, together with funds generated from operations and borrowings to make one-to-four family residential and commercial real estate loans, consumer loans and commercial business loans and to invest in mortgage-backed and other securities. Municipal deposit banking services are provided through a limited purpose commercial bank subsidiary, The State Bank of Chittenango. The Bank also sells insurance and other commercial services and products, provides employee benefit services and offers risk management services to help mitigate and prevent work related injuries through Bailey & Haskell Associates, Inc., a wholly owned subsidiary, and provides financial and investment advisory services through Oneida Wealth Management Inc., a wholly owned subsidiary. Its deposit accounts consist of savings, interest-bearing demand accounts, non-interest-bearing checking accounts, money market accounts and certificates of deposit. It also offers IRAs and other qualified plan accounts. Its primary lending area is Madison and Oneida Counties in New York and the surrounding counties and its deposit customers reside in the same area. It competes with commercial banks, savings institutions, mortgage banking firms, credit unions, finance companies, mutual funds, insurance companies, and brokerage and investment banking firms operating locally and elsewhere. The Company subject to extensive regulation, supervision and examination by the Federal Deposit Insurance Corporation, the New York State Department of Financial Services and the Federal Reserve Board.
Executives
R Kallet Michael director, officer: Chairman and CEO 182 MAIN STREET, ONEIDA NY 13421
Eric Stickels director, officer: President and COO 182 MAIN STREET, ONEIDA NY 13421

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