International Personal Finance (International Personal Finance) Scaled Net Operating Assets : 0.85 (As of Dec. 2023)

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What is International Personal Finance Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

International Personal Finance's operating assets for the quarter that ended in Dec. 2023 was $1,451.3 Mil. International Personal Finance's operating liabilities for the quarter that ended in Dec. 2023 was $192.0 Mil. International Personal Finance's Total Assets for the quarter that ended in Jun. 2023 was $1,481.7 Mil. Therefore, International Personal Finance's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2023 was 0.85.

International Personal Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

International Personal Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Dec. 2023 )
=	(Operating Assets (A: Dec. 2023 )	-	Operating Liabilities (A: Dec. 2023 ))	/	Total Assets (A: Dec. 2022 )
=	(1451.266	-	192.025)	/	1426.431
=	0.88

where

	Operating Assets		(A: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	1505.063	-	53.797
=	1451.266

	Operating Liabilities		(A: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	869.747	-	677.722	-	0
=	192.025

International Personal Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Dec. 2023 )
=	(Operating Assets (Q: Dec. 2023 )	-	Operating Liabilities (Q: Dec. 2023 ))	/	Total Assets (Q: Jun. 2023 )
=	(1451.266	-	192.025)	/	1481.692
=	0.85

where

	Operating Assets		(Q: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	1505.063	-	53.797
=	1451.266

	Operating Liabilities		(Q: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	869.747	-	677.722	-	0
=	192.025

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Personal Finance Scaled Net Operating Assets Related Terms

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International Personal Finance (International Personal Finance) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » International Personal Finance PLC (OTCPK:IPFPF) » Definitions » Scaled Net Operating Assets

Comparable Companies

Traded in Other Exchanges

IPFl:UK IPF:UK 3I8:Germany

Address

26 Whitehall Road, Leeds, West Yorkshire, GBR, LS12 1BE

Website

https://www.ipfin.co.uk

International Personal Finance PLC provides consumer loans. The company's segment is based on geographical regions: European home credit, Mexico home credit, and Digital. It generates maximum revenue from the European home credit segment. The company home credit business operates as the Provident brand and makes small, unsecured loans to customers with low or unstable incomes and little to no credit history. Its digital business provides loans and revolving credit lines that customers access online.