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International Personal Finance (International Personal Finance) EV-to-FCF : 11.65 (As of May. 13, 2024)


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What is International Personal Finance EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, International Personal Finance's Enterprise Value is $930.9 Mil. International Personal Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $79.9 Mil. Therefore, International Personal Finance's EV-to-FCF for today is 11.65.

The historical rank and industry rank for International Personal Finance's EV-to-FCF or its related term are showing as below:

IPFPF' s EV-to-FCF Range Over the Past 10 Years
Min: -462.6   Med: -16.53   Max: 125.88
Current: 11.76

During the past 13 years, the highest EV-to-FCF of International Personal Finance was 125.88. The lowest was -462.60. And the median was -16.53.

IPFPF's EV-to-FCF is ranked better than
51.36% of 257 companies
in the Credit Services industry
Industry Median: 12.62 vs IPFPF: 11.76

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-05-13), International Personal Finance's stock price is $0.65. International Personal Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $0.255. Therefore, International Personal Finance's PE Ratio for today is 2.55.


International Personal Finance EV-to-FCF Historical Data

The historical data trend for International Personal Finance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

International Personal Finance EV-to-FCF Chart

International Personal Finance Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.57 2.19 -18.29 -27.62 12.02

International Personal Finance Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -18.29 -13.29 -27.62 - 12.02

Competitive Comparison of International Personal Finance's EV-to-FCF

For the Credit Services subindustry, International Personal Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Personal Finance's EV-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, International Personal Finance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where International Personal Finance's EV-to-FCF falls into.



International Personal Finance EV-to-FCF Calculation

International Personal Finance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=930.862/79.903
=11.65

International Personal Finance's current Enterprise Value is $930.9 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. International Personal Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $79.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


International Personal Finance  (OTCPK:IPFPF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

International Personal Finance's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.65/0.255
=2.55

International Personal Finance's share price for today is $0.65.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. International Personal Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $0.255.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


International Personal Finance EV-to-FCF Related Terms

Thank you for viewing the detailed overview of International Personal Finance's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


International Personal Finance (International Personal Finance) Business Description

Traded in Other Exchanges
Address
26 Whitehall Road, Leeds, West Yorkshire, GBR, LS12 1BE
International Personal Finance PLC provides consumer loans. The company's segment is based on geographical regions: European home credit, Mexico home credit, and Digital. It generates maximum revenue from the European home credit segment. The company home credit business operates as the Provident brand and makes small, unsecured loans to customers with low or unstable incomes and little to no credit history. Its digital business provides loans and revolving credit lines that customers access online.