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Westbury Bancorp (Westbury Bancorp) Sloan Ratio % : 0.00% (As of Sep. 2021)


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What is Westbury Bancorp Sloan Ratio %?

Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.

Westbury Bancorp's Sloan Ratio for the quarter that ended in Sep. 2021 was 0.00%.

As of Sep. 2021, Westbury Bancorp has a Sloan Ratio of 0.00%, indicating the company is in the safe zone and there is no funny business with accruals.


Westbury Bancorp Sloan Ratio % Historical Data

The historical data trend for Westbury Bancorp's Sloan Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Westbury Bancorp Sloan Ratio % Chart

Westbury Bancorp Annual Data
Trend Sep12 Sep13 Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21
Sloan Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.15 3.44 -0.68 4.80 5.70

Westbury Bancorp Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Sloan Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Westbury Bancorp's Sloan Ratio %

For the Banks - Regional subindustry, Westbury Bancorp's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Westbury Bancorp's Sloan Ratio % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Westbury Bancorp's Sloan Ratio % distribution charts can be found below:

* The bar in red indicates where Westbury Bancorp's Sloan Ratio % falls into.



Westbury Bancorp Sloan Ratio % Calculation

Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.

Westbury Bancorp's Sloan Ratio for the fiscal year that ended in Sep. 2021 is calculated as

Sloan Ratio=(Net Income (A: Sep. 2021 )-Cash Flow from Operations (A: Sep. 2021 )
-Cash Flow from Investing (A: Sep. 2021 ))/Total Assets (A: Sep. 2021 )
=(9.529-15.739
--58.768)/921.791
=5.70%

Westbury Bancorp's Sloan Ratio for the quarter that ended in Sep. 2021 is calculated as

Sloan Ratio=(Net Income (TTM)-Cash Flow from Operations (TTM))
-Cash Flow from Investing (TTM))/Total Assets (Q: Sep. 2021 )
=(9.529-0
-0)/921.791
=1.03%

Westbury Bancorp's Net Income for the trailing twelve months (TTM) ended in Sep. 2021 was 2.701 (Dec. 2020 ) + 2.425 (Mar. 2021 ) + 2.13 (Jun. 2021 ) + 2.273 (Sep. 2021 ) = $9.53 Mil.
Westbury Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Sep. 2021 was 0 (Dec. 2020 ) + 0 (Mar. 2021 ) + 0 (Jun. 2021 ) + 0 (Sep. 2021 ) = $0.00 Mil.
Westbury Bancorp's Cash Flow from Investing for the trailing twelve months (TTM) ended in Sep. 2021 was 0 (Dec. 2020 ) + 0 (Mar. 2021 ) + 0 (Jun. 2021 ) + 0 (Sep. 2021 ) = $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Westbury Bancorp  (OTCPK:WBBW) Sloan Ratio % Explanation

A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.

According to How to Beat the Market with the Sloan Ratio:

If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.

If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.

If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.

As of Sep. 2021, Westbury Bancorp has a Sloan Ratio of 0.00%, indicating the company is in the safe zone and there is no funny business with accruals.


Westbury Bancorp Sloan Ratio % Related Terms

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Westbury Bancorp (Westbury Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
N16W23250 Stone Ridge Drive, Suite 5, Waukesha, WI, USA, 53188
Westbury Bancorp Inc is the savings and loan holding company for Westbury Bank. It provides a variety of financial services to individuals and small businesses throughout Southeastern Wisconsin. Its principal business consists of attracting retail deposits from the general public and investing those deposits, together with funds generated from operations, and borrowings, in commercial and multifamily real estate loans, and commercial business loans. The bank's primary deposit products are checking, savings, money market and term certificate accounts and its primary lending products are consumers, commercial and residential mortgage loans.
Executives
Martin S. Friedman 10 percent owner, other: (See Remarks below) 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
Michael C Holland officer: SVP/Chief Compliance Officer 200 SOUTH MAIN STREET WEST BEND WI 53095
Steven L. Ritt officer: Senior VP & General Counsel 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Donald J. Murn director 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Stephen Sinner director, officer: Chief Operating Officer 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Rondi Rohr-dralle director 200 SOUTH MAIN STREET WEST BEND WI 53095
Peter Emmett Lee officer: EVP - Community Banking 200 SOUTH MAIN STREET WEST BEND WI 53095
Greg J Remus director, officer: President and CEO 200 SOUTH MAIN STREET WEST BEND WI 53095
Glenn Stadler officer: EVP/Chief Commercial Lending 200 SOUTH MAIN STREET WEST BEND WI 53095
Raymond F Lipman director, officer: Chairman 200 SOUTH MAIN STREET WEST BEND WI 53095
James A Spella director 200 SOUTH MAIN STREET WEST BEND WI 53095
Kirk J Emerich officer: EVP and CFO 200 SOUTH MAIN STREET WEST BEND WI 53095
David G Jorgensen director 200 SOUTH MAIN STREET WEST BEND WI 53095
Andrew J Gumm director 200 SOUTH MAIN STREET WEST BEND WI 53095
William D Gehl director C/O GEHL COMPANY, 143 WATER STREET, WEST BEND WI 53095

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