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Westbury Bancorp (Westbury Bancorp) E10 : $1.20 (As of Sep. 2021)


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What is Westbury Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Westbury Bancorp's adjusted earnings per share data for the three months ended in Sep. 2021 was $0.820. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.20 for the trailing ten years ended in Sep. 2021.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-06-06), Westbury Bancorp's current stock price is $25.50. Westbury Bancorp's E10 for the quarter that ended in Sep. 2021 was $1.20. Westbury Bancorp's Shiller PE Ratio of today is 21.25.


Westbury Bancorp E10 Historical Data

The historical data trend for Westbury Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Westbury Bancorp E10 Chart

Westbury Bancorp Annual Data
Trend Sep12 Sep13 Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 1.20

Westbury Bancorp Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 1.06 1.14 1.20

Competitive Comparison of Westbury Bancorp's E10

For the Banks - Regional subindustry, Westbury Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Westbury Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Westbury Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Westbury Bancorp's Shiller PE Ratio falls into.



Westbury Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Westbury Bancorp's adjusted earnings per share data for the three months ended in Sep. 2021 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2021 (Change)*Current CPI (Sep. 2021)
=0.82/115.7343*115.7343
=0.820

Current CPI (Sep. 2021) = 115.7343.

Westbury Bancorp Quarterly Data

per share eps CPI Adj_EPS
201109 -0.525 95.727 -0.635
201112 -0.832 95.213 -1.011
201206 0.944 96.819 1.128
201209 -0.001 97.633 -0.001
201212 0.164 96.871 0.196
201303 0.063 98.209 0.074
201306 -0.100 98.518 -0.117
201309 0.040 98.790 0.047
201312 0.010 98.326 0.012
201403 -0.380 99.695 -0.441
201406 0.010 100.560 0.012
201409 0.040 100.428 0.046
201412 0.100 99.070 0.117
201503 0.110 99.621 0.128
201506 0.030 100.684 0.034
201509 0.600 100.392 0.692
201512 0.270 99.792 0.313
201603 0.230 100.470 0.265
201606 0.250 101.688 0.285
201609 0.180 101.861 0.205
201612 0.200 101.863 0.227
201703 0.200 102.862 0.225
201706 0.220 103.349 0.246
201709 0.140 104.136 0.156
201712 0.090 104.011 0.100
201803 0.330 105.290 0.363
201806 0.370 106.317 0.403
201809 0.390 106.507 0.424
201812 0.510 105.998 0.557
201903 0.450 107.251 0.486
201906 0.560 108.070 0.600
201909 0.580 108.329 0.620
201912 0.560 108.420 0.598
202003 0.560 108.902 0.595
202006 0.570 108.767 0.607
202009 0.820 109.815 0.864
202012 1.030 109.897 1.085
202103 0.900 111.754 0.932
202106 0.780 114.631 0.788
202109 0.820 115.734 0.820

Add all the adjusted EPS together and divide 10 will get our e10.


Westbury Bancorp  (OTCPK:WBBW) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Westbury Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=25.50/1.2
=21.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Westbury Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Westbury Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Westbury Bancorp (Westbury Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
N16W23250 Stone Ridge Drive, Suite 5, Waukesha, WI, USA, 53188
Westbury Bancorp Inc is the savings and loan holding company for Westbury Bank. It provides a variety of financial services to individuals and small businesses throughout Southeastern Wisconsin. Its principal business consists of attracting retail deposits from the general public and investing those deposits, together with funds generated from operations, and borrowings, in commercial and multifamily real estate loans, and commercial business loans. The bank's primary deposit products are checking, savings, money market and term certificate accounts and its primary lending products are consumers, commercial and residential mortgage loans.
Executives
Martin S. Friedman 10 percent owner, other: (See Remarks below) 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
Michael C Holland officer: SVP/Chief Compliance Officer 200 SOUTH MAIN STREET WEST BEND WI 53095
Steven L. Ritt officer: Senior VP & General Counsel 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Donald J. Murn director 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Stephen Sinner director, officer: Chief Operating Officer 200 SOUTH MAIN STREET C/O WESTBURY BANCORP, INC. WEST BEND WI 53095
Rondi Rohr-dralle director 200 SOUTH MAIN STREET WEST BEND WI 53095
Peter Emmett Lee officer: EVP - Community Banking 200 SOUTH MAIN STREET WEST BEND WI 53095
Greg J Remus director, officer: President and CEO 200 SOUTH MAIN STREET WEST BEND WI 53095
Glenn Stadler officer: EVP/Chief Commercial Lending 200 SOUTH MAIN STREET WEST BEND WI 53095
Raymond F Lipman director, officer: Chairman 200 SOUTH MAIN STREET WEST BEND WI 53095
James A Spella director 200 SOUTH MAIN STREET WEST BEND WI 53095
Kirk J Emerich officer: EVP and CFO 200 SOUTH MAIN STREET WEST BEND WI 53095
David G Jorgensen director 200 SOUTH MAIN STREET WEST BEND WI 53095
Andrew J Gumm director 200 SOUTH MAIN STREET WEST BEND WI 53095
William D Gehl director C/O GEHL COMPANY, 143 WATER STREET, WEST BEND WI 53095

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