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Uwharrie Capital (Uwharrie Capital) 3-Year RORE % : 12.70% (As of Mar. 2024)


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What is Uwharrie Capital 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Uwharrie Capital's 3-Year RORE % for the quarter that ended in Mar. 2024 was 12.70%.

The industry rank for Uwharrie Capital's 3-Year RORE % or its related term are showing as below:

UWHR's 3-Year RORE % is ranked better than
62.03% of 1388 companies
in the Banks industry
Industry Median: 5.405 vs UWHR: 12.70

Uwharrie Capital 3-Year RORE % Historical Data

The historical data trend for Uwharrie Capital's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Uwharrie Capital 3-Year RORE % Chart

Uwharrie Capital Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.91 48.66 36.88 2.08 -4.71

Uwharrie Capital Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.41 -7.23 -13.50 -4.71 12.70

Competitive Comparison of Uwharrie Capital's 3-Year RORE %

For the Banks - Regional subindustry, Uwharrie Capital's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uwharrie Capital's 3-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Uwharrie Capital's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Uwharrie Capital's 3-Year RORE % falls into.



Uwharrie Capital 3-Year RORE % Calculation

Uwharrie Capital's 3-Year RORE % for the quarter that ended in Mar. 2024 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 1.185-0.779 )/( 3.196-0 )
=0.406/3.196
=12.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2024 and 3-year before.


Uwharrie Capital  (OTCPK:UWHR) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Uwharrie Capital 3-Year RORE % Related Terms

Thank you for viewing the detailed overview of Uwharrie Capital's 3-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Uwharrie Capital (Uwharrie Capital) Business Description

Traded in Other Exchanges
N/A
Address
132 North First Street, Albemarle, NC, USA, 28001
Uwharrie Capital Corp is a bank holding company. The bank engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services. The bank offers traditional commercial and consumer banking services, including personal and commercial checking and savings accounts, money market accounts, individual retirement accounts, and related business and individual banking services. Its lending activities include commercial and consumer type loans to individuals, including mortgage loans, equity lines of credit and overdraft checking credit. The bank generates revenue through the source of interest, dividend, and others.
Executives
Mary N Klauder director PO BOX 338, ALBEMARLE NC 28002-0338
Matthew D. Mcaulay director PO BOX 338, ALBEMARLE NC 28002-0338
Aaron David Bates director PO BOX 338, ALBEMARLE NC 28001
Vanessa O Chambers director PO BOX 338, ALBEMARLE NC 28002-0338
Cynthia B Hanson director PO BOX 338, ALBEMARLE NC 28002-0338
Stephen C Seltzer director PO BOX 338, ALBEMARLE NC 28002-0338
Tamara M Singletary officer: EVP & Corporate Secretary PO BOX 338, ALBEMARLE NC 28002-0338
Brooke L Senter officer: Chief People Officer PO BOX 338, ALBEMARLE NC 28002-0338
Cheryl P Rinehardt officer: Chief Credit Officer PO BOX 338, ALBEMARLE NC 28002-0338
Heather H Almond officer: Chief Financial Officer PO BOX 338, ALBEMARLE NC 28002-0338
Jeffrey L Trout officer: President UB Mortgage PO BOX 338, ALBEMARLE NC 28002-0338
Jason R Andrew officer: Chief Information Officer PO BOX 338, ALBEMARLE NC 28002-0338
Merlin Amirtharaj director PO BOX 338, ALBEMARLE NC 28002-0338
Matthew R Hudson director PO BOX 338, ALBEMARLE NC 28002-0338
Chris M Poplin director PO BOX 338, ALBEMARLE NC 28002-0338

Uwharrie Capital (Uwharrie Capital) Headlines