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Uwharrie Capital (Uwharrie Capital) Cyclically Adjusted Price-to-FCF : 9.56 (As of Jun. 08, 2024)


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What is Uwharrie Capital Cyclically Adjusted Price-to-FCF?

As of today (2024-06-08), Uwharrie Capital's current share price is $7.46. Uwharrie Capital's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $0.78. Uwharrie Capital's Cyclically Adjusted Price-to-FCF for today is 9.56.

The historical rank and industry rank for Uwharrie Capital's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

UWHR' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.74   Med: 13.64   Max: 33.99
Current: 9.59

During the past years, Uwharrie Capital's highest Cyclically Adjusted Price-to-FCF was 33.99. The lowest was 6.74. And the median was 13.64.

UWHR's Cyclically Adjusted Price-to-FCF is ranked worse than
66.22% of 829 companies
in the Banks industry
Industry Median: 7.33 vs UWHR: 9.59

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Uwharrie Capital's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $0.266. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.78 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Uwharrie Capital Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Uwharrie Capital's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Uwharrie Capital Cyclically Adjusted Price-to-FCF Chart

Uwharrie Capital Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.91 11.43 31.12 10.57 11.09

Uwharrie Capital Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.35 10.93 11.47 11.09 10.28

Competitive Comparison of Uwharrie Capital's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Uwharrie Capital's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uwharrie Capital's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Uwharrie Capital's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Uwharrie Capital's Cyclically Adjusted Price-to-FCF falls into.



Uwharrie Capital Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Uwharrie Capital's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=7.46/0.78
=9.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uwharrie Capital's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Uwharrie Capital's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.266/131.7762*131.7762
=0.266

Current CPI (Mar. 2024) = 131.7762.

Uwharrie Capital Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 0.073 100.560 0.096
201409 0.066 100.428 0.087
201412 -0.123 99.070 -0.164
201503 0.431 99.621 0.570
201506 0.040 100.684 0.052
201509 0.104 100.392 0.137
201512 -0.717 99.792 -0.947
201603 0.163 100.470 0.214
201606 0.486 101.688 0.630
201609 0.119 101.861 0.154
201612 -0.353 101.863 -0.457
201703 0.684 102.862 0.876
201706 -0.209 103.349 -0.266
201709 0.301 104.136 0.381
201712 -0.275 104.011 -0.348
201803 0.324 105.290 0.406
201806 -0.317 106.317 -0.393
201809 0.595 106.507 0.736
201812 -0.221 105.998 -0.275
201903 0.293 107.251 0.360
201906 0.230 108.070 0.280
201909 0.183 108.329 0.223
201912 -0.006 108.420 -0.007
202003 -0.346 108.902 -0.419
202006 0.334 108.767 0.405
202009 -0.184 109.815 -0.221
202012 0.395 109.897 0.474
202103 -0.076 111.754 -0.090
202106 0.461 114.631 0.530
202109 0.594 115.734 0.676
202112 -1.571 117.630 -1.760
202203 1.574 121.301 1.710
202206 0.104 125.017 0.110
202209 1.733 125.227 1.824
202212 0.805 125.222 0.847
202303 0.200 127.348 0.207
202306 0.338 128.729 0.346
202309 0.215 129.860 0.218
202312 0.309 129.419 0.315
202403 0.266 131.776 0.266

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Uwharrie Capital  (OTCPK:UWHR) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Uwharrie Capital Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Uwharrie Capital's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Uwharrie Capital (Uwharrie Capital) Business Description

Traded in Other Exchanges
N/A
Address
132 North First Street, Albemarle, NC, USA, 28001
Uwharrie Capital Corp is a bank holding company. The bank engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services. The bank offers traditional commercial and consumer banking services, including personal and commercial checking and savings accounts, money market accounts, individual retirement accounts, and related business and individual banking services. Its lending activities include commercial and consumer type loans to individuals, including mortgage loans, equity lines of credit and overdraft checking credit. The bank generates revenue through the source of interest, dividend, and others.
Executives
Mary N Klauder director PO BOX 338, ALBEMARLE NC 28002-0338
Matthew D. Mcaulay director PO BOX 338, ALBEMARLE NC 28002-0338
Aaron David Bates director PO BOX 338, ALBEMARLE NC 28001
Vanessa O Chambers director PO BOX 338, ALBEMARLE NC 28002-0338
Cynthia B Hanson director PO BOX 338, ALBEMARLE NC 28002-0338
Stephen C Seltzer director PO BOX 338, ALBEMARLE NC 28002-0338
Tamara M Singletary officer: EVP & Corporate Secretary PO BOX 338, ALBEMARLE NC 28002-0338
Brooke L Senter officer: Chief People Officer PO BOX 338, ALBEMARLE NC 28002-0338
Cheryl P Rinehardt officer: Chief Credit Officer PO BOX 338, ALBEMARLE NC 28002-0338
Heather H Almond officer: Chief Financial Officer PO BOX 338, ALBEMARLE NC 28002-0338
Jeffrey L Trout officer: President UB Mortgage PO BOX 338, ALBEMARLE NC 28002-0338
Jason R Andrew officer: Chief Information Officer PO BOX 338, ALBEMARLE NC 28002-0338
Merlin Amirtharaj director PO BOX 338, ALBEMARLE NC 28002-0338
Matthew R Hudson director PO BOX 338, ALBEMARLE NC 28002-0338
Chris M Poplin director PO BOX 338, ALBEMARLE NC 28002-0338

Uwharrie Capital (Uwharrie Capital) Headlines