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Uwharrie Capital (Uwharrie Capital) Cyclically Adjusted PS Ratio : 1.49 (As of Jun. 08, 2024)


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What is Uwharrie Capital Cyclically Adjusted PS Ratio?

As of today (2024-06-08), Uwharrie Capital's current share price is $7.46. Uwharrie Capital's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $4.99. Uwharrie Capital's Cyclically Adjusted PS Ratio for today is 1.49.

The historical rank and industry rank for Uwharrie Capital's Cyclically Adjusted PS Ratio or its related term are showing as below:

UWHR' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.62   Med: 1.49   Max: 2.35
Current: 1.5

During the past years, Uwharrie Capital's highest Cyclically Adjusted PS Ratio was 2.35. The lowest was 0.62. And the median was 1.49.

UWHR's Cyclically Adjusted PS Ratio is ranked better than
74.16% of 1192 companies
in the Banks industry
Industry Median: 2.36 vs UWHR: 1.50

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Uwharrie Capital's adjusted revenue per share data for the three months ended in Mar. 2024 was $1.506. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $4.99 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Uwharrie Capital Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Uwharrie Capital's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Uwharrie Capital Cyclically Adjusted PS Ratio Chart

Uwharrie Capital Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.57 1.37 2.12 1.76 1.71

Uwharrie Capital Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.50 1.68 1.64 1.71 1.60

Competitive Comparison of Uwharrie Capital's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Uwharrie Capital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uwharrie Capital's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Uwharrie Capital's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Uwharrie Capital's Cyclically Adjusted PS Ratio falls into.



Uwharrie Capital Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Uwharrie Capital's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=7.46/4.99
=1.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uwharrie Capital's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Uwharrie Capital's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.506/131.7762*131.7762
=1.506

Current CPI (Mar. 2024) = 131.7762.

Uwharrie Capital Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 0.652 100.560 0.854
201409 0.670 100.428 0.879
201412 0.657 99.070 0.874
201503 0.710 99.621 0.939
201506 0.727 100.684 0.952
201509 0.723 100.392 0.949
201512 0.743 99.792 0.981
201603 0.770 100.470 1.010
201606 0.797 101.688 1.033
201609 0.810 101.861 1.048
201612 0.721 101.863 0.933
201703 0.817 102.862 1.047
201706 0.795 103.349 1.014
201709 0.820 104.136 1.038
201712 0.810 104.011 1.026
201803 0.808 105.290 1.011
201806 0.868 106.317 1.076
201809 0.875 106.507 1.083
201812 1.019 105.998 1.267
201903 0.869 107.251 1.068
201906 0.909 108.070 1.108
201909 0.951 108.329 1.157
201912 0.996 108.420 1.211
202003 1.010 108.902 1.222
202006 1.263 108.767 1.530
202009 1.430 109.815 1.716
202012 1.811 109.897 2.172
202103 1.825 111.754 2.152
202106 1.339 114.631 1.539
202109 1.501 115.734 1.709
202112 1.245 117.630 1.395
202203 1.150 121.301 1.249
202206 1.192 125.017 1.256
202209 1.249 125.227 1.314
202212 1.578 125.222 1.661
202303 1.331 127.348 1.377
202306 1.456 128.729 1.490
202309 1.426 129.860 1.447
202312 1.575 129.419 1.604
202403 1.506 131.776 1.506

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Uwharrie Capital  (OTCPK:UWHR) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Uwharrie Capital Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Uwharrie Capital's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Uwharrie Capital (Uwharrie Capital) Business Description

Traded in Other Exchanges
N/A
Address
132 North First Street, Albemarle, NC, USA, 28001
Uwharrie Capital Corp is a bank holding company. The bank engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services. The bank offers traditional commercial and consumer banking services, including personal and commercial checking and savings accounts, money market accounts, individual retirement accounts, and related business and individual banking services. Its lending activities include commercial and consumer type loans to individuals, including mortgage loans, equity lines of credit and overdraft checking credit. The bank generates revenue through the source of interest, dividend, and others.
Executives
Mary N Klauder director PO BOX 338, ALBEMARLE NC 28002-0338
Matthew D. Mcaulay director PO BOX 338, ALBEMARLE NC 28002-0338
Aaron David Bates director PO BOX 338, ALBEMARLE NC 28001
Vanessa O Chambers director PO BOX 338, ALBEMARLE NC 28002-0338
Cynthia B Hanson director PO BOX 338, ALBEMARLE NC 28002-0338
Stephen C Seltzer director PO BOX 338, ALBEMARLE NC 28002-0338
Tamara M Singletary officer: EVP & Corporate Secretary PO BOX 338, ALBEMARLE NC 28002-0338
Brooke L Senter officer: Chief People Officer PO BOX 338, ALBEMARLE NC 28002-0338
Cheryl P Rinehardt officer: Chief Credit Officer PO BOX 338, ALBEMARLE NC 28002-0338
Heather H Almond officer: Chief Financial Officer PO BOX 338, ALBEMARLE NC 28002-0338
Jeffrey L Trout officer: President UB Mortgage PO BOX 338, ALBEMARLE NC 28002-0338
Jason R Andrew officer: Chief Information Officer PO BOX 338, ALBEMARLE NC 28002-0338
Merlin Amirtharaj director PO BOX 338, ALBEMARLE NC 28002-0338
Matthew R Hudson director PO BOX 338, ALBEMARLE NC 28002-0338
Chris M Poplin director PO BOX 338, ALBEMARLE NC 28002-0338

Uwharrie Capital (Uwharrie Capital) Headlines