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Cardinal Financial (Cardinal Financial) 10-Year RORE % : 0.00% (As of Dec. 2016)


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What is Cardinal Financial 10-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Cardinal Financial's 10-Year RORE % for the quarter that ended in Dec. 2016 was 0.00%.

The industry rank for Cardinal Financial's 10-Year RORE % or its related term are showing as below:

CFNL's 10-Year RORE % is not ranked *
in the Banks industry.
Industry Median: 7.815
* Ranked among companies with meaningful 10-Year RORE % only.

Cardinal Financial 10-Year RORE % Historical Data

The historical data trend for Cardinal Financial's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cardinal Financial 10-Year RORE % Chart

Cardinal Financial Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
10-Year RORE %
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Cardinal Financial Quarterly Data
Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17
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Competitive Comparison of Cardinal Financial's 10-Year RORE %

For the Banks - Regional subindustry, Cardinal Financial's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cardinal Financial's 10-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cardinal Financial's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Cardinal Financial's 10-Year RORE % falls into.



Cardinal Financial 10-Year RORE % Calculation

Cardinal Financial's 10-Year RORE % for the quarter that ended in Dec. 2016 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 1.47-0.19 )/( 8.71-2.13 )
=1.28/6.58
=19.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2016 and 10-year before.


Cardinal Financial  (NAS:CFNL) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Cardinal Financial 10-Year RORE % Related Terms

Thank you for viewing the detailed overview of Cardinal Financial's 10-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Cardinal Financial (Cardinal Financial) Business Description

Traded in Other Exchanges
N/A
Address
Cardinal Financial Corporation was incorporated under the laws of Virginia as a financial holding Company on June, 25, 2003. The Company's activities consist of investments in its wholly-owned subsidiaries. The main operating subsidiary of the company is Cardinal Bank. Cardinal Bank offers a range of traditional bank loan and deposit products and services to both its commercial and retail customers. The Company's commercial relationship managers attract small and medium sized businesses as well as government contractors, commercial real estate developers and builders and professionals, such as physicians, accountants and attorneys. The Company operates in three business segments, commercial banking, mortgage banking and wealth management and trust services. The commercial banking segment includes both commercial and consumer lending and provides customers such products as commercial loans, real estate loans, and other business financing and consumer loans. In addition, this segment provides customers with several choices of deposit products, including demand deposit accounts, savings accounts and certificates of deposit. The mortgage banking segment engages mainly in the origination and acquisition of residential mortgages for sale into the secondary market on a efforts basis. The wealth management and trust services segment provides investment and financial advisory services to businesses and individuals, including financial planning, retirement/estate planning, trust, estates, custody, investment management, escrows, and retirement plans. The Company competes as a financial intermediary with other commercial banks, savings and loan associations, savings banks, credit unions, mortgage banking firms, consumer finance companies, securities brokerage firms, insurance companies, mutual fund groups and other types of financial institutions. The Bank is subject to regulation, supervision and examination by the Bureau of Financial Institutions of the Virginia State Corporation Commission. The Bank and its also are subject to regulation, supervision and examination by the Federal Deposit Insurance Corporation.
Executives
Mark A Wendel officer: EVP/Chief Financial Officer C/O FIRST COMMUNITY BANCSHARES, P.O. BOX 989, BLUEFIELD VA 24605-0989
Bernard H Clineburg director, officer: Executive Chairman CARDINAL FINANCIAL CORP, 8270 GREENSBORO DRIVE STE 500, MCLEAN VA 22102
Barbara B Lang director 8270 GREENSBORO DRIVE, SUITE 500, MCLEAN VA 22102
Steven M Wiltse director 11325 RANDOM HILLS RD, STE 240, FAIRFAX VA 22030
Alan G Merten director 11020 POPES HEAD ROAD, FAIRFAX VA 22030
Kendal E Carson officer: President 514 MARKET STREET, PARKERSBURG WV 26101
Cynthia A Cole officer: EVP/Marketing Director 8270 GREENSBORO DRIVE, SUITE 500, MCLEAN VA 22102

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