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Malvern Bancorp (Malvern Bancorp) Return-on-Tangible-Equity : 1.54% (As of Mar. 2023)


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What is Malvern Bancorp Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Malvern Bancorp's annualized net income for the quarter that ended in Mar. 2023 was $2.28 Mil. Malvern Bancorp's average shareholder tangible equity for the quarter that ended in Mar. 2023 was $148.33 Mil. Therefore, Malvern Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2023 was 1.54%.

The historical rank and industry rank for Malvern Bancorp's Return-on-Tangible-Equity or its related term are showing as below:

MLVF' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -27.24   Med: 5.34   Max: 13.69
Current: 4.7

During the past 13 years, Malvern Bancorp's highest Return-on-Tangible-Equity was 13.69%. The lowest was -27.24%. And the median was 5.34%.

MLVF's Return-on-Tangible-Equity is not ranked
in the Banks industry.
Industry Median: 10.78 vs MLVF: 4.70

Malvern Bancorp Return-on-Tangible-Equity Historical Data

The historical data trend for Malvern Bancorp's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Malvern Bancorp Return-on-Tangible-Equity Chart

Malvern Bancorp Annual Data
Trend Sep13 Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.85 7.37 0.45 -0.07 4.82

Malvern Bancorp Quarterly Data
Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.44 5.06 7.07 5.17 1.54

Competitive Comparison of Malvern Bancorp's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Malvern Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malvern Bancorp's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Malvern Bancorp's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Malvern Bancorp's Return-on-Tangible-Equity falls into.



Malvern Bancorp Return-on-Tangible-Equity Calculation

Malvern Bancorp's annualized Return-on-Tangible-Equity for the fiscal year that ended in Sep. 2022 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Sep. 2022 )  (A: Sep. 2021 )(A: Sep. 2022 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Sep. 2022 )  (A: Sep. 2021 )(A: Sep. 2022 )
=6.951/( (142.168+146.445 )/ 2 )
=6.951/144.3065
=4.82 %

Malvern Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2023 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2023 )  (Q: Dec. 2022 )(Q: Mar. 2023 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2023 )  (Q: Dec. 2022 )(Q: Mar. 2023 )
=2.284/( (148.735+147.926)/ 2 )
=2.284/148.3305
=1.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2023) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Malvern Bancorp  (NAS:MLVF) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Malvern Bancorp Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of Malvern Bancorp's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Malvern Bancorp (Malvern Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
42 East Lancaster Avenue, Paoli, PA, USA, 19301
Malvern Bancorp Inc operates several financial centers as well as an online banking site. The company provides checking and savings accounts, and in turn issues loans for commercial and residential real estate projects. Malvern's customer base consists of individual clients along with small and mid-sized businesses in the area.
Executives
Stephen P Scartozzi director MALVERN BANCORP, INC., 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Cynthia F Leitzell director 42 E. LANCASTER AVE, PAOLI PA 19031
Norman Feinstein director 2901 BUTTERFIELD ROAD, OAK BROOK IL 60523
Andrew D. Fish director 93 WORTH STREET, SUITE 1005, NEW YORK PA 10013
Julia D Corelli director 42 E. LANCASTER AVE, PAOLI PA 19031
Howard Kent director 42 E. LANCASTER AVE, PAOLI PA 19031
James W Barrett director 42 E. LANCASTER AVE, PAOLI PA 19301
Anthony Weagley director, officer: President & CEO C/O CENTER BANCORP INC, 2455 MORRIS AVENUE, UNION NJ 07083
William Iii Woolworth officer: SVP & CRO 42 E. LANCASTER AVENUE, PAOLI PA 19301
William J Boylan officer: EVP & Chief Lending Officer 58 RIDGE DRIVE, MONTVILLE NJ 07045
Therese Woodman director MALVERN FEDERAL BANCORP INC., 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Joseph D Gangemi officer: SVP & CFO 326 SEQUOIA COURT, HOWELL NJ 07731
George E Steinmetz director MALVERN FEDERAL BANCORP INC, 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Mary Orlando officer: SZP & COO 42 E LANCASTER AVENUE, PAOLI PA 19301-1455
Justin Power officer: SZP & CLO 42 E LANCASTER AVENUE, PAOLI PA 19301-1455

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