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Malvern Bancorp (Malvern Bancorp) Capital Adequacy Tier - Total Capital Ratio % : 21.13% (As of Mar. 2023)


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What is Malvern Bancorp Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

Malvern Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Mar. 2023 was 21.13% , which is higher than 20.77% for the pervious quarter ended in Dec. 2022.

Malvern Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Sep. 2022 was 20.34% , which is higher than 18.26% for the pervious year ended in Sep. 2021.

The historical rank and industry rank for Malvern Bancorp's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

MLVF's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

Malvern Bancorp Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for Malvern Bancorp's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Malvern Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart

Malvern Bancorp Annual Data
Trend Sep18 Sep19 Sep20 Sep21 Sep22
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Malvern BancorpQuarterly Data
Trend Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Malvern Bancorp's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, Malvern Bancorp's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malvern Bancorp  (NAS:MLVF) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Malvern Bancorp  (NAS:MLVF) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


Malvern Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of Malvern Bancorp's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Malvern Bancorp (Malvern Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Malvern Bancorp Inc (NAS:MLVF) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
N/A
Address
42 East Lancaster Avenue, Paoli, PA, USA, 19301
Malvern Bancorp Inc operates several financial centers as well as an online banking site. The company provides checking and savings accounts, and in turn issues loans for commercial and residential real estate projects. Malvern's customer base consists of individual clients along with small and mid-sized businesses in the area.
Executives
Stephen P Scartozzi director MALVERN BANCORP, INC., 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Cynthia F Leitzell director 42 E. LANCASTER AVE, PAOLI PA 19031
Norman Feinstein director 2901 BUTTERFIELD ROAD, OAK BROOK IL 60523
Andrew D. Fish director 93 WORTH STREET, SUITE 1005, NEW YORK PA 10013
Julia D Corelli director 42 E. LANCASTER AVE, PAOLI PA 19031
Howard Kent director 42 E. LANCASTER AVE, PAOLI PA 19031
James W Barrett director 42 E. LANCASTER AVE, PAOLI PA 19301
Anthony Weagley director, officer: President & CEO C/O CENTER BANCORP INC, 2455 MORRIS AVENUE, UNION NJ 07083
William Iii Woolworth officer: SVP & CRO 42 E. LANCASTER AVENUE, PAOLI PA 19301
William J Boylan officer: EVP & Chief Lending Officer 58 RIDGE DRIVE, MONTVILLE NJ 07045
Therese Woodman director MALVERN FEDERAL BANCORP INC., 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Joseph D Gangemi officer: SVP & CFO 326 SEQUOIA COURT, HOWELL NJ 07731
George E Steinmetz director MALVERN FEDERAL BANCORP INC, 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Mary Orlando officer: SZP & COO 42 E LANCASTER AVENUE, PAOLI PA 19301-1455
Justin Power officer: SZP & CLO 42 E LANCASTER AVENUE, PAOLI PA 19301-1455

Malvern Bancorp (Malvern Bancorp) Headlines

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