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Malvern Bancorp (Malvern Bancorp) E10 : $0.56 (As of Mar. 2023)


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What is Malvern Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Malvern Bancorp's adjusted earnings per share data for the three months ended in Mar. 2023 was $0.080. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.56 for the trailing ten years ended in Mar. 2023.

During the past 12 months, Malvern Bancorp's average E10 Growth Rate was 21.40% per year. During the past 3 years, the average E10 Growth Rate was 57.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Malvern Bancorp was 141.00% per year. The lowest was 57.70% per year. And the median was 99.35% per year.

As of today (2024-05-06), Malvern Bancorp's current stock price is $16.97. Malvern Bancorp's E10 for the quarter that ended in Mar. 2023 was $0.56. Malvern Bancorp's Shiller PE Ratio of today is 30.30.

During the past 13 years, the highest Shiller PE Ratio of Malvern Bancorp was 700.00. The lowest was 26.16. And the median was 46.79.


Malvern Bancorp E10 Historical Data

The historical data trend for Malvern Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Malvern Bancorp E10 Chart

Malvern Bancorp Annual Data
Trend Sep13 Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.13 0.28 0.42 0.51

Malvern Bancorp Quarterly Data
Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 0.48 0.51 0.52 0.56

Competitive Comparison of Malvern Bancorp's E10

For the Banks - Regional subindustry, Malvern Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malvern Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Malvern Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Malvern Bancorp's Shiller PE Ratio falls into.



Malvern Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Malvern Bancorp's adjusted earnings per share data for the three months ended in Mar. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2023 (Change)*Current CPI (Mar. 2023)
=0.08/127.3478*127.3478
=0.080

Current CPI (Mar. 2023) = 127.3478.

Malvern Bancorp Quarterly Data

per share eps CPI Adj_EPS
201306 0.020 98.518 0.026
201309 -2.950 98.790 -3.803
201312 0.010 98.326 0.013
201403 -0.070 99.695 -0.089
201406 0.060 100.560 0.076
201409 0.050 100.428 0.063
201412 0.050 99.070 0.064
201503 0.160 99.621 0.205
201506 0.190 100.684 0.240
201509 0.180 100.392 0.228
201512 0.210 99.792 0.268
201603 0.200 100.470 0.254
201606 0.250 101.688 0.313
201609 1.210 101.861 1.513
201612 0.150 101.863 0.188
201703 0.180 102.862 0.223
201706 0.270 103.349 0.333
201709 0.300 104.136 0.367
201712 0.060 104.011 0.073
201803 0.310 105.290 0.375
201806 0.350 106.317 0.419
201809 0.410 106.507 0.490
201812 0.270 105.998 0.324
201903 0.260 107.251 0.309
201906 0.350 108.070 0.412
201909 0.350 108.329 0.411
201912 0.100 108.420 0.117
202003 0.250 108.902 0.292
202006 0.190 108.767 0.222
202009 0.300 109.815 0.348
202012 0.300 109.897 0.348
202103 0.300 111.754 0.342
202106 0.210 114.631 0.233
202109 -0.820 115.734 -0.902
202112 0.270 117.630 0.292
202203 0.070 121.301 0.073
202206 0.240 125.017 0.244
202209 0.340 125.227 0.346
202212 0.250 125.222 0.254
202303 0.080 127.348 0.080

Add all the adjusted EPS together and divide 10 will get our e10.


Malvern Bancorp  (NAS:MLVF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Malvern Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=16.97/0.56
=30.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Malvern Bancorp was 700.00. The lowest was 26.16. And the median was 46.79.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Malvern Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Malvern Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Malvern Bancorp (Malvern Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
42 East Lancaster Avenue, Paoli, PA, USA, 19301
Malvern Bancorp Inc operates several financial centers as well as an online banking site. The company provides checking and savings accounts, and in turn issues loans for commercial and residential real estate projects. Malvern's customer base consists of individual clients along with small and mid-sized businesses in the area.
Executives
Stephen P Scartozzi director MALVERN BANCORP, INC., 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Cynthia F Leitzell director 42 E. LANCASTER AVE, PAOLI PA 19031
Norman Feinstein director 2901 BUTTERFIELD ROAD, OAK BROOK IL 60523
Andrew D. Fish director 93 WORTH STREET, SUITE 1005, NEW YORK PA 10013
Julia D Corelli director 42 E. LANCASTER AVE, PAOLI PA 19031
Howard Kent director 42 E. LANCASTER AVE, PAOLI PA 19031
James W Barrett director 42 E. LANCASTER AVE, PAOLI PA 19301
Anthony Weagley director, officer: President & CEO C/O CENTER BANCORP INC, 2455 MORRIS AVENUE, UNION NJ 07083
William Iii Woolworth officer: SVP & CRO 42 E. LANCASTER AVENUE, PAOLI PA 19301
William J Boylan officer: EVP & Chief Lending Officer 58 RIDGE DRIVE, MONTVILLE NJ 07045
Therese Woodman director MALVERN FEDERAL BANCORP INC., 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Joseph D Gangemi officer: SVP & CFO 326 SEQUOIA COURT, HOWELL NJ 07731
George E Steinmetz director MALVERN FEDERAL BANCORP INC, 42 EAST LANCASTER AVENUE, PAOLI PA 19301
Mary Orlando officer: SZP & COO 42 E LANCASTER AVENUE, PAOLI PA 19301-1455
Justin Power officer: SZP & CLO 42 E LANCASTER AVENUE, PAOLI PA 19301-1455