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CACC (Credit Acceptance) Price-to-Owner-Earnings : 24.75 (As of Oct. 31, 2024)


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What is Credit Acceptance Price-to-Owner-Earnings?

As of today (2024-10-31), Credit Acceptance's share price is $425.00. Credit Acceptance's Owner Earnings per Share (TTM) ended in Sep. 2024 was $17.17. It's Price-to-Owner-Earnings for today is 24.75.


The historical rank and industry rank for Credit Acceptance's Price-to-Owner-Earnings or its related term are showing as below:

CACC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 6.33   Med: 12.33   Max: 33.93
Current: 24.79

During the past 13 years, the highest Price-to-Owner-Earnings of Credit Acceptance was 33.93. The lowest was 6.33. And the median was 12.33.


CACC's Price-to-Owner-Earnings is ranked worse than
72.16% of 176 companies
in the Credit Services industry
Industry Median: 11.47 vs CACC: 24.79

As of today (2024-10-31), Credit Acceptance's share price is $425.00. Credit Acceptance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $13.97. Therefore, Credit Acceptance's PE Ratio (TTM) for today is 30.42.

As of today (2024-10-31), Credit Acceptance's share price is $425.00. Credit Acceptance's EPS without NRI for the trailing twelve months (TTM) ended in was $18.38. Therefore, Credit Acceptance's PE Ratio without NRI for today is 23.12.

During the past 13 years, Credit Acceptance's highest PE Ratio without NRI was 31.68. The lowest was 7.32. And the median was 13.69.


Credit Acceptance Price-to-Owner-Earnings Historical Data

The historical data trend for Credit Acceptance's Price-to-Owner-Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credit Acceptance Price-to-Owner-Earnings Chart

Credit Acceptance Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Owner-Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.78 15.35 9.90 8.91 16.39

Credit Acceptance Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Price-to-Owner-Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.01 16.39 18.27 29.98 -

Competitive Comparison of Credit Acceptance's Price-to-Owner-Earnings

For the Credit Services subindustry, Credit Acceptance's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Acceptance's Price-to-Owner-Earnings Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Acceptance's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Credit Acceptance's Price-to-Owner-Earnings falls into.



Credit Acceptance Price-to-Owner-Earnings Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Credit Acceptance's Price-to-Owner-Earnings for today is calculated as

Price-to-Owner-Earnings=Share Price/Owner Earnings per Share (TTM)
=425.00/17.17
=24.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credit Acceptance  (NAS:CACC) Price-to-Owner-Earnings Explanation

For how to get Owner Earnings per Share (TTM), please click.


Credit Acceptance Price-to-Owner-Earnings Related Terms

Thank you for viewing the detailed overview of Credit Acceptance's Price-to-Owner-Earnings provided by GuruFocus.com. Please click on the following links to see related term pages.


Credit Acceptance Business Description

Traded in Other Exchanges
Address
25505 W. Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Executives
Prescott General Partners Llc 10 percent owner, other: Member of Section 13(d) Group 2200 BUTTS ROAD, SUITE 320, BOCA RATON FL 33431
Thomas W Smith 10 percent owner, other: Member of Section 13(d) Group 2200 BUTTS ROAD, SUITE 320, BOCA RATON FL 33431
Daniel A. Ulatowski officer: Chief Sales Officer 25505 W 12 MILE ROAD, SOUTHFIELD MI 48034
Douglas W Busk officer: Sr. Vice President & Treasurer 25505 WEST TWELVE MILE ROAD, SOUTH FIELD MI 48034
Jonathan Lum officer: Chief Operating Officer 25505 W 12 MILE ROAD, SOUTHFIELD MI 48034
Erin J Kerber officer: Chief Legal Officer 25505 WEST TWELVE MILE RD, SOUTHFIELD MI 48034
Wendy A Rummler officer: Senior VP, Human Resources 25505 WEST TWELVE MILE ROAD, SOUTHFIELD MI 48034
Nicholas J Elliott officer: Chief Alignment Officer 25505 WEST TWELVE MILE RD, SOUTHFIELD MI 48034
Arthur L Smith officer: Chief Analytics Officer 25505 W 12 MILE ROAD, SOUTHFIELD MI 48034
Sean Edward Quinn director C/O CIMPRESS PLC, 275 WYMAN STREET, WALTHAM MA 02451
Scott J Vassalluzzo director, 10 percent owner, other: Member of Section 13(d) Group 2200 BUTTS ROAD, SUITE 320, BOCA RATON FL 33431
Donald A. Foss Irrevocable Trust Dated August 14, 2022 10 percent owner 39395 W. TWELVE MILE ROAD, SUITE 200, FARMINGTON HILLS MI 48331
Andrew K Rostami officer: Chief Mktg and Product Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD MI 48034
Ravi Mohan Valiyaveettil officer: Chief Technology Officer 25505 WEST TWELVE MILE RD, SOUTHFIELD MI 48034
Thomas N Tryforos director 323 RAILROAD AVE, GREENWICH CT 06830