GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Credit Acceptance Corp (NAS:CACC) » Definitions » Price-to-Free-Cash-Flow

CACC (Credit Acceptance) Price-to-Free-Cash-Flow : 4.68 (As of Oct. 31, 2024)


View and export this data going back to 1992. Start your Free Trial

What is Credit Acceptance Price-to-Free-Cash-Flow?

As of today (2024-10-31), Credit Acceptance's share price is $425.00. Credit Acceptance's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $90.74. Hence, Credit Acceptance's Price-to-Free-Cash-Flow Ratio for today is 4.68.

The historical rank and industry rank for Credit Acceptance's Price-to-Free-Cash-Flow or its related term are showing as below:

CACC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.38   Med: 8.96   Max: 14.68
Current: 4.76

During the past 13 years, Credit Acceptance's highest Price-to-Free-Cash-Flow Ratio was 14.68. The lowest was 4.38. And the median was 8.96.

CACC's Price-to-Free-Cash-Flow is ranked better than
58.33% of 228 companies
in the Credit Services industry
Industry Median: 7.405 vs CACC: 4.76

Credit Acceptance's Free Cash Flow per Share for the three months ended in Sep. 2024 was $25.56. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $90.74.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Credit Acceptance was -0.80% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 19.20% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 23.60% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 22.40% per year.

During the past 13 years, Credit Acceptance's highest 3-Year average Free Cash Flow per Share Growth Rate was 83.60% per year. The lowest was -21.60% per year. And the median was 21.00% per year.


Credit Acceptance Price-to-Free-Cash-Flow Historical Data

The historical data trend for Credit Acceptance's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credit Acceptance Price-to-Free-Cash-Flow Chart

Credit Acceptance Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.69 6.36 10.43 5.23 5.78

Credit Acceptance Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.13 5.78 5.86 5.77 -

Competitive Comparison of Credit Acceptance's Price-to-Free-Cash-Flow

For the Credit Services subindustry, Credit Acceptance's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Acceptance's Price-to-Free-Cash-Flow Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Acceptance's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Credit Acceptance's Price-to-Free-Cash-Flow falls into.



Credit Acceptance Price-to-Free-Cash-Flow Calculation

Credit Acceptance's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=425.00/90.735
=4.68

Credit Acceptance's Share Price of today is $425.00.
Credit Acceptance's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $90.74.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Credit Acceptance  (NAS:CACC) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Credit Acceptance Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Credit Acceptance's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Credit Acceptance Business Description

Traded in Other Exchanges
Address
25505 W. Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Executives
Prescott General Partners Llc 10 percent owner, other: Member of Section 13(d) Group 2200 BUTTS ROAD, SUITE 320, BOCA RATON FL 33431
Thomas W Smith 10 percent owner, other: Member of Section 13(d) Group 2200 BUTTS ROAD, SUITE 320, BOCA RATON FL 33431
Daniel A. Ulatowski officer: Chief Sales Officer 25505 W 12 MILE ROAD, SOUTHFIELD MI 48034
Douglas W Busk officer: Sr. Vice President & Treasurer 25505 WEST TWELVE MILE ROAD, SOUTH FIELD MI 48034
Jonathan Lum officer: Chief Operating Officer 25505 W 12 MILE ROAD, SOUTHFIELD MI 48034
Erin J Kerber officer: Chief Legal Officer 25505 WEST TWELVE MILE RD, SOUTHFIELD MI 48034
Wendy A Rummler officer: Senior VP, Human Resources 25505 WEST TWELVE MILE ROAD, SOUTHFIELD MI 48034
Nicholas J Elliott officer: Chief Alignment Officer 25505 WEST TWELVE MILE RD, SOUTHFIELD MI 48034
Arthur L Smith officer: Chief Analytics Officer 25505 W 12 MILE ROAD, SOUTHFIELD MI 48034
Sean Edward Quinn director C/O CIMPRESS PLC, 275 WYMAN STREET, WALTHAM MA 02451
Scott J Vassalluzzo director, 10 percent owner, other: Member of Section 13(d) Group 2200 BUTTS ROAD, SUITE 320, BOCA RATON FL 33431
Donald A. Foss Irrevocable Trust Dated August 14, 2022 10 percent owner 39395 W. TWELVE MILE ROAD, SUITE 200, FARMINGTON HILLS MI 48331
Andrew K Rostami officer: Chief Mktg and Product Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD MI 48034
Ravi Mohan Valiyaveettil officer: Chief Technology Officer 25505 WEST TWELVE MILE RD, SOUTHFIELD MI 48034
Thomas N Tryforos director 323 RAILROAD AVE, GREENWICH CT 06830