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Potomac Bancshares (Potomac Bancshares) Net Margin % : 21.85% (As of Sep. 2018)


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What is Potomac Bancshares Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Potomac Bancshares's Net Income for the three months ended in Sep. 2018 was $0.82 Mil. Potomac Bancshares's Revenue for the three months ended in Sep. 2018 was $3.74 Mil. Therefore, Potomac Bancshares's net margin for the quarter that ended in Sep. 2018 was 21.85%.

The historical rank and industry rank for Potomac Bancshares's Net Margin % or its related term are showing as below:


PTBS's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.32
* Ranked among companies with meaningful Net Margin % only.

Potomac Bancshares Net Margin % Historical Data

The historical data trend for Potomac Bancshares's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Potomac Bancshares Net Margin % Chart

Potomac Bancshares Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.21 12.22 -15.92 12.97 -7.19

Potomac Bancshares Quarterly Data
Mar11 Jun11 Sep11 Dec11 Mar12 Mar14 Jun14 Sep14 Mar15 Jun15 Sep15 Mar16 Jun16 Sep16 Mar17 Jun17 Sep17 Mar18 Jun18 Sep18
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.02 26.78 25.45 27.58 21.85

Competitive Comparison of Potomac Bancshares's Net Margin %

For the Banks - Regional subindustry, Potomac Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Potomac Bancshares's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Potomac Bancshares's Net Margin % distribution charts can be found below:

* The bar in red indicates where Potomac Bancshares's Net Margin % falls into.



Potomac Bancshares Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Potomac Bancshares's Net Margin for the fiscal year that ended in Dec. 2011 is calculated as

Net Margin=Net Income (A: Dec. 2011 )/Revenue (A: Dec. 2011 )
=-1.01/14.039
=-7.19 %

Potomac Bancshares's Net Margin for the quarter that ended in Sep. 2018 is calculated as

Net Margin=Net Income (Q: Sep. 2018 )/Revenue (Q: Sep. 2018 )
=0.817/3.739
=21.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Potomac Bancshares  (OTCPK:PTBS) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Potomac Bancshares Net Margin % Related Terms

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Potomac Bancshares (Potomac Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
111 East Washington Street, P.O. Box 906, Charles Town, WV, USA, 25414-0906
Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit and individual retirement accounts.