Potomac Bancshares (Potomac Bancshares) Debt-to-Equity : 0.00 (As of Sep. 2018)

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What is Potomac Bancshares Debt-to-Equity?

Potomac Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2018 was $0.00 Mil. Potomac Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2018 was $0.00 Mil. Potomac Bancshares's Total Stockholders Equity for the quarter that ended in Sep. 2018 was $48.68 Mil. Potomac Bancshares's debt to equity for the quarter that ended in Sep. 2018 was 0.00.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Potomac Bancshares's Debt-to-Equity or its related term are showing as below:

PTBS's Debt-to-Equity is not ranked ^*
in the Banks industry.
Industry Median: 0.65
* Ranked among companies with meaningful Debt-to-Equity only.

Potomac Bancshares Debt-to-Equity Historical Data

The historical data trend for Potomac Bancshares's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Potomac Bancshares Debt-to-Equity Chart

Potomac Bancshares Annual Data

Trend

Dec02

Dec03

Dec04

Dec05

Dec06

Dec07

Dec08

Dec09

Dec10

Dec11

Debt-to-Equity

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0.01

0.17

0.15

0.10

0.06

Potomac Bancshares Quarterly Data
	Mar11	Jun11	Sep11	Dec11	Mar12	Mar14	Jun14	Sep14	Mar15	Jun15	Sep15	Mar16	Jun16	Sep16	Mar17	Jun17	Sep17	Mar18	Jun18	Sep18
Debt-to-Equity	Get a 7-Day Free Trial															-	-	-	-	-

Competitive Comparison of Potomac Bancshares's Debt-to-Equity

For the Banks - Regional subindustry, Potomac Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Potomac Bancshares's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Potomac Bancshares's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Potomac Bancshares's Debt-to-Equity falls into.

Potomac Bancshares Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Potomac Bancshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2011 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	1.523)	/	25.465
	=	0.06

Potomac Bancshares's Debt to Equity Ratio for the quarter that ended in Sep. 2018 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	0)	/	48.684
	=	0.00

Potomac Bancshares (OTCPK:PTBS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Potomac Bancshares Debt-to-Equity Related Terms

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Potomac Bancshares (Potomac Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Potomac Bancshares Inc (OTCPK:PTBS) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

111 East Washington Street, P.O. Box 906, Charles Town, WV, USA, 25414-0906

Website

https://www.mybct.com

Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit and individual retirement accounts.