PFS Bancorp (PFS Bancorp) Net Margin % : 19.44% (As of Mar. 2024)

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What is PFS Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. PFS Bancorp's Net Income for the three months ended in Mar. 2024 was $0.28 Mil. PFS Bancorp's Revenue for the three months ended in Mar. 2024 was $1.42 Mil. Therefore, PFS Bancorp's net margin for the quarter that ended in Mar. 2024 was 19.44%.

The historical rank and industry rank for PFS Bancorp's Net Margin % or its related term are showing as below:

PFSB' s Net Margin % Range Over the Past 10 Years
Min: 17.79 Med: 18.32 Max: 20.4
Current: 20.4

PFSB's Net Margin % is ranked worse than
66.32% of 1458 companies
in the Banks industry
Industry Median: 25.1 vs PFSB: 20.40

PFS Bancorp Net Margin % Historical Data

The historical data trend for PFS Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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PFS Bancorp Net Margin % Chart

PFS Bancorp Annual Data

Trend

Dec22

Dec23

Net Margin %

17.79

18.84

PFS Bancorp Quarterly Data
	Sep22	Dec22	Mar23	Sep23	Dec23	Mar24
Net Margin %	Get a 7-Day Free Trial			8.36	17.05	22.32	19.58	19.44

Competitive Comparison of PFS Bancorp's Net Margin %

For the Banks - Regional subindustry, PFS Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PFS Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PFS Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where PFS Bancorp's Net Margin % falls into.

PFS Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

PFS Bancorp's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (A: Dec. 2023 )	/	Revenue (A: Dec. 2023 )
	=	1.008	/	5.35
	=	18.84 %

PFS Bancorp's Net Margin for the quarter that ended in Mar. 2024 is calculated as

Net Margin	=	Net Income (Q: Mar. 2024 )	/	Revenue (Q: Mar. 2024 )
	=	0.276	/	1.42
	=	19.44 %

PFS Bancorp (OTCPK:PFSB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

PFS Bancorp Net Margin % Related Terms

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PFS Bancorp (PFS Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PFS Bancorp Inc (OTCPK:PFSB) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

1730 Fourth Street, Peru, IL, USA, 61354

Website

https://www.perufederalsavings.com

PFS Bancorp Inc is a federal chartered mutual savings bank. The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers in northern Illinois, primarily LaSalle County, from its two facilities located in Peru, Illinois.

Executives

Jonathan F. Brandt	director, other: Vice Chairman of the Board	1730 FOURTH STREET, PERU IL 61354
Brady James J. Iv	director	1730 FOURTH STREET, PERU IL 61354
Cynthia L. Kurkowski	director	1730 FOURTH STREET, PERU IL 61354
Eric J. Heagy	director, officer: President/CEO/CFO/Treasurer	1730 FOURTH STREET, PERU IL 61354
Dale R. Tieman	director, officer: EVP/COO/Corporate Secretary	1730 FOURTH STREET, PERU IL 61354
Michael J. Rooney	director, other: Chairman of the Board	1730 FOURTH STREET, PERU IL 61354
Christopher J. Vaske	officer: SVP and CLO	1730 FOURTH STREET, PERU IL 61354

PFS Bancorp (PFS Bancorp) Headlines

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