PFS Bancorp (PFS Bancorp) Cash-to-Debt : No Debt ⁽¹⁾ (As of Mar. 2024)

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What is PFS Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PFS Bancorp's cash to debt ratio for the quarter that ended in Mar. 2024 was No Debt ⁽¹⁾.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, PFS Bancorp could pay off its debt using the cash in hand for the quarter that ended in Mar. 2024.

(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for PFS Bancorp's Cash-to-Debt or its related term are showing as below:

PFSB' s Cash-to-Debt Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: No Debt
Current: No Debt

During the past 2 years, PFS Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was No Debt. And the median was No Debt.

PFSB's Cash-to-Debt is ranked better than
99.72% of 1428 companies
in the Banks industry
Industry Median: 1.29 vs PFSB: No Debt

PFS Bancorp Cash-to-Debt Historical Data

The historical data trend for PFS Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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PFS Bancorp Cash-to-Debt Chart

PFS Bancorp Annual Data

Trend

Dec22

Dec23

Cash-to-Debt

No Debt

PFS Bancorp Quarterly Data
	Sep22	Dec22	Mar23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial			No Debt	N/A	No Debt	No Debt	No Debt

Competitive Comparison of PFS Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, PFS Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PFS Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PFS Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where PFS Bancorp's Cash-to-Debt falls into.

PFS Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

PFS Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

PFS Bancorp had no debt ⁽¹⁾.

PFS Bancorp's Cash to Debt Ratio for the quarter that ended in Mar. 2024 is calculated as:

PFS Bancorp had no debt ⁽¹⁾.

PFS Bancorp (OTCPK:PFSB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

PFS Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of PFS Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

PFS Bancorp (PFS Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PFS Bancorp Inc (OTCPK:PFSB) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

1730 Fourth Street, Peru, IL, USA, 61354

Website

https://www.perufederalsavings.com

PFS Bancorp Inc is a federal chartered mutual savings bank. The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers in northern Illinois, primarily LaSalle County, from its two facilities located in Peru, Illinois.

Executives

Jonathan F. Brandt	director, other: Vice Chairman of the Board	1730 FOURTH STREET, PERU IL 61354
Brady James J. Iv	director	1730 FOURTH STREET, PERU IL 61354
Cynthia L. Kurkowski	director	1730 FOURTH STREET, PERU IL 61354
Eric J. Heagy	director, officer: President/CEO/CFO/Treasurer	1730 FOURTH STREET, PERU IL 61354
Dale R. Tieman	director, officer: EVP/COO/Corporate Secretary	1730 FOURTH STREET, PERU IL 61354
Michael J. Rooney	director, other: Chairman of the Board	1730 FOURTH STREET, PERU IL 61354
Christopher J. Vaske	officer: SVP and CLO	1730 FOURTH STREET, PERU IL 61354

PFS Bancorp (PFS Bancorp) Headlines

No Headlines

PFS Bancorp (PFS Bancorp) Cash-to-Debt : No Debt (1) (As of Mar. 2024)