Victory Bancorp Inc operates a full-service commercial and consumer banking business. The Bank's focus is on small- and middle-market commercial and retail customers. The Bank originates secured and unsecured commercial loans, commercial mortgage loans, consumer loans and construction loans and does not make subprime loans. The Bank also offers revolving credit loans, small business loans and automobile loans. The Bank offers a variety of deposit products, including demand and savings deposits, regular savings accounts, investment certificates and fixed-rate certificates of deposit.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.16
Equity-to-Asset	0.06
Debt-to-Equity	1.23
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	15.4	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.5
	3-Year EPS without NRI Growth Rate	19.3
	3-Year Book Growth Rate	9.4

Momentum Rank

2/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	46.58
	9-Day RSI	37.15
	14-Day RSI	34.03
	6-1 Month Momentum %	7.18
	12-1 Month Momentum %	-17.51

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.55
	Dividend Payout Ratio	0.21
	3-Year Dividend Growth Rate	34.8
	Forward Dividend Yield %	2.55
	5-Year Yield-on-Cost %	24.95
	3-Year Average Share Buyback Ratio	-0.4
	Shareholder Yield %	-19.44

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	17.46
	FCF Margin %	-145.05
	ROE %	6.88
	ROA %	0.43
	Years of Profitability over Past 10-Year	9

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	11.1
	PE Ratio without NRI	11.1
	PEG Ratio	1.02
	PS Ratio	1.94
	PB Ratio	0.76
	Price-to-Tangible-Book	0.76
	EV-to-Revenue	4.57
	EV-to-FCF	-3.15
	Price-to-Projected-FCF	0.99
	Price-to-Peter-Lynch-Fair-Value	1.06
	Price-to-Graham-Number	0.48
	FCF Yield %	-74.89
	Forward Rate of Return (Yacktman) %	10.84

Financials

Annual Quarterly TTM

VTYB's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with OTCPK:VTYB

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Victory Bancorp Inc Executives

Details

GF Value: $9.74

VTYB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Severe warning signs with VTYB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	10.382
	EPS (TTM) ($)	0.919
	Beta	0.17
	Volatility %	27.5
	14-Day RSI	34.03
	14-Day ATR ($)	0.045507
	20-Day SMA ($)	10.247
	12-1 Month Momentum %	-17.51
	52-Week Range ($)	9.6 - 13.48
	Shares Outstanding (Mil)	1.97

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Victory Bancorp Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Victory Bancorp Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Victory Bancorp Inc Frequently Asked Questions

What is Victory Bancorp Inc(VTYB)'s stock price today?

The current price of VTYB is $10.20. The 52 week high of VTYB is $13.48 and 52 week low is $9.60.

When is next earnings date of Victory Bancorp Inc(VTYB)?

The next earnings date of Victory Bancorp Inc(VTYB) is .

Does Victory Bancorp Inc(VTYB) pay dividends? If so, how much?

The Dividend Yield % of Victory Bancorp Inc(VTYB) is 2.55% (As of Today), Highest Dividend Payout Ratio of Victory Bancorp Inc(VTYB) was 0.21. The lowest was 0.03. And the median was 0.1. The Forward Dividend Yield % of Victory Bancorp Inc(VTYB) is 2.55%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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