CPI Card Group (STU:CPB1) EBIT : €50.8 Mil (TTM As of Mar. 2024)

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What is CPI Card Group EBIT?

CPI Card Group's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2024 was €13.0 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2024 was €50.8 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. CPI Card Group's annualized ROC % for the quarter that ended in Mar. 2024 was 16.84%. CPI Card Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2024 was 35.41%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. CPI Card Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2024 was 9.80%.

CPI Card Group EBIT Historical Data

The historical data trend for CPI Card Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CPI Card Group EBIT Chart

CPI Card Group Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

EBIT

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21.04

31.47

52.63

74.35

56.28

CPI Card Group Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
EBIT	Get a 7-Day Free Trial															19.13	16.07	12.10	9.69	12.95

Competitive Comparison of CPI Card Group's EBIT

For the Credit Services subindustry, CPI Card Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CPI Card Group's EV-to-EBIT Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where CPI Card Group's EV-to-EBIT falls into.

CPI Card Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €50.8 Mil.

CPI Card Group (STU:CPB1) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

CPI Card Group's annualized ROC % for the quarter that ended in Mar. 2024 is calculated as:

	ROC % (Q: Mar. 2024 )
=	NOPAT	/	Average Invested Capital
=	Operating Income * ( 1 - Tax Rate % )	/	( (Invested Capital (Q: Dec. 2023 )	+	Invested Capital (Q: Mar. 2024 ))	/ count )
=	52.052 * ( 1 - 28.74% )	/	( (220.675	+	219.875)	/ 2 )
=	37.0922552	/	220.275
=	16.84 %

where

	Invested Capital		(Q: Dec. 2023 )
=	Total Assets	-	Accounts Payable & Accrued Expense	-	Excess Cash
=	Total Assets	-	Accounts Payable & Accrued Expense	-	( Cash, Cash Equivalents, Marketable Securities	-	max(0, Total Current Liabilities	-	Total Current Assets	+	Cash, Cash Equivalents, Marketable Securities	))
=	269.307	-	37.249	-	( 11.383	-	max(0, 45.341	-	151.652	+	11.383	))
=	220.675

	Invested Capital		(Q: Mar. 2024 )
=	Total Assets	-	Accounts Payable & Accrued Expense	-	Excess Cash
=	Total Assets	-	Accounts Payable & Accrued Expense	-	( Cash, Cash Equivalents, Marketable Securities	-	max(0, Total Current Liabilities	-	Total Current Assets	+	Cash, Cash Equivalents, Marketable Securities	))
=	294.198	-	58.551	-	( 15.772	-	max(0, 68.097	-	166.452	+	15.772	))
=	219.875

Note: The Operating Income data used here is four times the quarterly (Mar. 2024) data.

2. Joel Greenblatt's definition of Return on Capital:

CPI Card Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2024 is calculated as:

	ROC (Joel Greenblatt) %		(Q: Mar. 2024 )
=	EBIT	/	Average of (Net fixed Assets	+	Net Working Capital)
=	EBIT	/	Average of (Property, Plant and Equipment	+	Net Working Capital)
			Q: Dec. 2023		Q: Mar. 2024
=	EBIT	/	( ( (Property, Plant and Equipment + Net Working Capital)	+	(Property, Plant and Equipment + Net Working Capital) )	/	count )
=	51.816	/	( ( (57.82 + max(97.532, 0))	+	(56.15 + max(81.151, 0)) )	/	2 )
=	51.816	/	( ( 155.352	+	137.301 )	/	2 )
=	51.816	/	146.3265
=	35.41 %

where Working Capital is:

	Working Capital		(Q: Dec. 2023 )
=	(Accounts Receivable	+	Total Inventories	+	Other Current Assets)	-	(Accounts Payable & Accrued Expense	+	Defer. Rev.	+	Other Current Liabilities)
=	(63.498	+	64.735	+	7.929)	-	(37.249	+	0.77	+	0.611)
=	97.532

	Working Capital		(Q: Mar. 2024 )
=	(Accounts Receivable	+	Total Inventories	+	Other Current Assets)	-	(Accounts Payable & Accrued Expense	+	Defer. Rev.	+	Other Current Liabilities)
=	(55.005	+	76.711	+	10.913)	-	(58.551	+	1.078	+	1.849)
=	81.151

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2024) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

CPI Card Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %	=	EBIT (TTM)	/	Enterprise Value (Q: Mar. 2024 )
	=	50.814	/	518.487
	=	9.80 %

CPI Card Group EBIT Related Terms

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CPI Card Group (STU:CPB1) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » CPI Card Group Inc (STU:CPB1) » Definitions » EBIT

Comparable Companies

Traded in Other Exchanges

PMTS:USA CPB1:Germany

Address

10368 West Centennial Road, Littleton, CO, USA, 80127

Website

https://www.cpicardgroup.com

CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit and prepaid cards. The business segments of the group are Debit and Credit, which produces Financial Payment Cards and provides integrated card services to card-issuing banks in the United States, and Prepaid Debit, which provides integrated card services to Prepaid Debit Card program managers in the United States and Others. It derives key revenue from the Debit and Credit segment.

CPI Card Group (STU:CPB1) Headlines

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