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PGR (Progressive) Price-to-Free-Cash-Flow : 10.50 (As of Apr. 28, 2025)


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What is Progressive Price-to-Free-Cash-Flow?

As of today (2025-04-28), Progressive's share price is $265.01. Progressive's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $25.25. Hence, Progressive's Price-to-Free-Cash-Flow Ratio for today is 10.50.

The historical rank and industry rank for Progressive's Price-to-Free-Cash-Flow or its related term are showing as below:

PGR' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 5.8   Med: 8.75   Max: 13.23
Current: 10.5

During the past 13 years, Progressive's highest Price-to-Free-Cash-Flow Ratio was 13.23. The lowest was 5.80. And the median was 8.75.

PGR's Price-to-Free-Cash-Flow is ranked worse than
56.32% of 380 companies
in the Insurance industry
Industry Median: 9.295 vs PGR: 10.50

Progressive's Free Cash Flow per Share for the three months ended in Dec. 2024 was $4.93. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $25.25.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Progressive was 42.70% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 25.40% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 18.00% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 22.00% per year.

During the past 13 years, Progressive's highest 3-Year average Free Cash Flow per Share Growth Rate was 51.10% per year. The lowest was -14.20% per year. And the median was 10.15% per year.


Progressive Price-to-Free-Cash-Flow Historical Data

The historical data trend for Progressive's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Progressive Price-to-Free-Cash-Flow Chart

Progressive Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.70 8.02 11.61 9.01 9.49

Progressive Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.98 9.30 10.43 9.49 -

Competitive Comparison of Progressive's Price-to-Free-Cash-Flow

For the Insurance - Property & Casualty subindustry, Progressive's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Progressive's Price-to-Free-Cash-Flow Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Progressive's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Progressive's Price-to-Free-Cash-Flow falls into.


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Progressive Price-to-Free-Cash-Flow Calculation

Progressive's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=265.01/25.25
=10.50

Progressive's Share Price of today is $265.01.
Progressive's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $25.25.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Progressive  (NYSE:PGR) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Progressive Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Progressive's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Progressive Business Description

Address
300 North Commons Boulevard, Mayfield Village, OH, USA, 44143
Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 24 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split roughly equally between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.
Executives
John P Sauerland officer: Direct Group, President PROGRESSIVE, 7580 NORTHCLIFF AVE. -- SUITE 1000, BROOKLYN OH 44144
Devin C Johnson director 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Jonathan S. Bauer officer: Chief Investment Officer 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Patrick K Callahan officer: Personal Lines President C/O THE PROGRESSIVE CORPORATION, 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Lori A Niederst officer: CRM President C/O THE PROGRESSIVE CORPORATION, 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Jeffrey D Kelly director
Susan Patricia Griffith officer: Chief Human Resource, Officer 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Mariann Wojtkun Marshall officer: Chief Accounting Officer C/O THE PROGRESSIVE CORPORATION, 6300 WILSON MILLS RD., MAYFIELD VILLAGE OH 44143
Andrew J Quigg officer: Chief Strategy Officer C/O THE PROGRESSIVE CORPORATION, 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
John Jo Murphy officer: Claims President C/O THE PROGRESSIVE CORPORATION, 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Karen Bailo officer: Commercial Lines President 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Steven Broz officer: Chief Information Officer C/O THE PROGRESSIVE CORPORATION, 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Dyke Kahina Van director C/O THE PROGRESSIVE CORPORATION, 6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143
Roger N Farah director POLO RALPH LAUREN CORP, 650 MADISON AVE, NEW YORK NY 10022
Philip Bleser director 8760 CLAY ROAD SUITE 100, HOUSTON TX 77494